Capacity vs Optimal Blue
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capacity
Automate business support and workflows with AI-powered knowledge base and chatbot features. This platform helps reduce incoming requests and tickets while enabling faster, more effective responses for employees and customers.
- AI-powered Concierge chatbot
- Knowledge Base browsing
- Helpdesk ticket management
- Automate support processes
- Employee and customer support
Read full descriptionHide full description
Capacity helps businesses automate support and work processes using powerful AI and Knowledgebase software. Our Concierge chatbot uses your Knowledge Base to provide answers to employee and customer questions. Decrease the number of requests and tickets, while increasing your ability to respond quickly and effectively. The mobile app will give you the ability to: • Interact with the Concierge on mobile • Browse your Knowledge Base • Manage your Helpdesk tickets
Optimal Blue
Access a comprehensive mortgage pricing and product engine on your mobile device. Track market indices, receive real-time updates, and generate instant, accurate loan quotes. Ideal for mortgage professionals needing on-the-go access to pricing data and scenario analysis.
- Mortgage product, pricing, and eligibility engine
- Track mortgage market indices (OBMMI™)
- Receive push notifications for updates
- Price scenarios and save favorites
- Automatic scenario refresh
- Access full pricing inputs and custom fields
- View eligible and ineligible products with reasons
Read full descriptionHide full description
Access the industry’s most widely used product, pricing and eligibility engine anywhere! Optimal Blue PPE (OB) Mobile provides key functionality to support loan officers and other mortgage industry professionals on-the-go. The app allows you to track the Optimal Blue Mortgage Market Indices (OBMMI™) and receive push notifications for updates. OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 42% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products. For Optimal Blue customers, you can also log in to price scenarios and save favorites to your dashboard for quick access. Scenarios can be automatically refreshed with a single tap, allowing you to easily see the best product, rate, price and more. This capability helps you understand how interest rates are moving on a given day, directly from your mobile device – no paper rate sheet required! These easily accessible scenarios can assist in conversations with prospective borrowers before an application is taken. With the app, Optimal Blue customers can access the full array of pricing inputs you’re used to seeing on the web version of the Optimal Blue PPE, including any custom fields. This allows for an instant, accurate quote. Additionally, search results include the full granularity you’re used to accessing on the web. All eligible products and rates are displayed, including any adjustments, notes and advisories. Ineligible products are displayed along with an ineligibility reason.
Screenshots
Verdict
Capacity and Optimal Blue both sit at 5.0 stars, but that hides the real split: 100% of Capacity's written reviews are positive against 80% of Optimal Blue's. Capacity also leads on iOS requirement (15.1 vs 18.6). Optimal Blue's advantage is ratings volume (209 vs 15). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Capacity against 4.9 for Optimal Blue. That said, the two scores are not equally well evidenced: Optimal Blue has 209 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 100% of Capacity's written reviews are positive against 80% of Optimal Blue's.
Capacity ships an update every 5 weeks, Optimal Blue monthly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | Capacity | Optimal Blue |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (15 ratings) — better | 4.9 (209 ratings) |
| Positive reviews | 100.0% of reviews — better | 80.0% of reviews |
| Number of ratings | 15 | 209 — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.1 — better | 18.6 |
| Further details — not scored | ||
| Size | 28 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Ai Software, LLC | Optimal Blue LLC |
Customer experience
Capacity
Optimal Blue
In-app purchases
Capacity
No in-app purchases
Optimal Blue
No in-app purchases
Questions
Is Capacity free?
Is Optimal Blue free?
Which has better reviews, Capacity or Optimal Blue?
Do Capacity or Optimal Blue have ads?
Which is updated more often, Capacity or Optimal Blue?
Other comparisons















