Comparison

Capacity vs Optimal Blue

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Capacity

Automate business support and workflows with AI-powered knowledge base and chatbot features. This platform helps reduce incoming requests and tickets while enabling faster, more effective responses for employees and customers.

Highlights
  • AI-powered Concierge chatbot
  • Knowledge Base browsing
  • Helpdesk ticket management
  • Automate support processes
  • Employee and customer support
Features
Read full description

Capacity helps businesses automate support and work processes using powerful AI and Knowledgebase software. Our Concierge chatbot uses your Knowledge Base to provide answers to employee and customer questions. Decrease the number of requests and tickets, while increasing your ability to respond quickly and effectively. The mobile app will give you the ability to: • Interact with the Concierge on mobile • Browse your Knowledge Base • Manage your Helpdesk tickets

About

Optimal Blue

Access a comprehensive mortgage pricing and product engine on your mobile device. Track market indices, receive real-time updates, and generate instant, accurate loan quotes. Ideal for mortgage professionals needing on-the-go access to pricing data and scenario analysis.

Highlights
  • Mortgage product, pricing, and eligibility engine
  • Track mortgage market indices (OBMMI™)
  • Receive push notifications for updates
  • Price scenarios and save favorites
  • Automatic scenario refresh
  • Access full pricing inputs and custom fields
  • View eligible and ineligible products with reasons
Features
Read full description

Access the industry’s most widely used product, pricing and eligibility engine anywhere! Optimal Blue PPE (OB) Mobile provides key functionality to support loan officers and other mortgage industry professionals on-the-go. The app allows you to track the Optimal Blue Mortgage Market Indices (OBMMI™) and receive push notifications for updates. OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 42% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products. For Optimal Blue customers, you can also log in to price scenarios and save favorites to your dashboard for quick access. Scenarios can be automatically refreshed with a single tap, allowing you to easily see the best product, rate, price and more. This capability helps you understand how interest rates are moving on a given day, directly from your mobile device – no paper rate sheet required! These easily accessible scenarios can assist in conversations with prospective borrowers before an application is taken. With the app, Optimal Blue customers can access the full array of pricing inputs you’re used to seeing on the web version of the Optimal Blue PPE, including any custom fields. This allows for an instant, accurate quote. Additionally, search results include the full granularity you’re used to accessing on the web. All eligible products and rates are displayed, including any adjustments, notes and advisories. Ineligible products are displayed along with an ineligibility reason.

Screenshots

Capacity3 screens
Optimal Blue4 screens

Verdict

The call

Capacity and Optimal Blue both sit at 5.0 stars, but that hides the real split: 100% of Capacity's written reviews are positive against 80% of Optimal Blue's. Capacity also leads on iOS requirement (15.1 vs 18.6). Optimal Blue's advantage is ratings volume (209 vs 15). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Capacity against 4.9 for Optimal Blue. That said, the two scores are not equally well evidenced: Optimal Blue has 209 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 100% of Capacity's written reviews are positive against 80% of Optimal Blue's.

UpkeepUpdate frequency

Capacity ships an update every 5 weeks, Optimal Blue monthly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Capacity versus Optimal Blue: the parameters behind the verdict, then further details
ParameterCapacityOptimal Blue
PriceFreeFree
Rating5.0 (15 ratings) — better4.9 (209 ratings)
Positive reviews100.0% of reviews — better80.0% of reviews
Number of ratings15209 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS15.1 — better18.6
Further details — not scored
Size28 MB37 MB
Age rating4+4+
DeveloperAi Software, LLCOptimal Blue LLC

Customer experience

Capacity

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Optimal Blue

All ratings206 ratings
Positive96.6%
Neutral1.0%
Negative2.4%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

Capacity

No in-app purchases

None

Optimal Blue

No in-app purchases

Questions

Is Capacity free?
Capacity is free to download, with no in-app purchases.
Is Optimal Blue free?
Optimal Blue is free to download, with no in-app purchases.
Which has better reviews, Capacity or Optimal Blue?
Capacity is rated higher. Capacity averages 5.0 out of 5 from 15 ratings, while Optimal Blue averages 4.9 from 209 ratings.
Do Capacity or Optimal Blue have ads?
Neither Capacity nor Optimal Blue shows ads.
Which is updated more often, Capacity or Optimal Blue?
Capacity ships an update every 5 weeks, and Optimal Blue monthly. Most recently, Capacity was updated on October 20, 2026 and Optimal Blue on October 24, 2026.

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