Comparison

Bachat MF vs Cent eeZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bachat MF

Manage your entire financial world with this comprehensive investment platform. Track mutual fund performance, plan for goals, and access detailed reports and calculators. Invest in mutual funds and NFOs, and monitor all your financial instruments in one place.

Highlights
  • Track portfolio performance
  • Invest in Mutual Funds & NFOs
  • Detailed capital gain reports
  • Track SIPs and STPs
  • Manage insurance policies
  • Retirement and SIP calculators
Features
Read full description

Bachat MF – Smart Mutual Fund & Wealth Management App Bachat MF is the exclusive Mutual Fund platform from JK Securities, designed to give you a complete, effortless view of your entire financial world. Manage investments, track performance, plan goals, and stay fully informed, everything in one app. Key Features: • Track the historical performance of your portfolio easily. • Sign in quickly using your Google email ID. • See all your journey so far • Get detailed capital gain reports instantly. • Invest online in any Mutual Fund or NFO. • Track every order until units are allotted. • Stay updated on all running and upcoming SIPs and STPs. • Keep track of all insurance policies and premium dates • View all folio details registered, factsheet & outstanding units. • Download your complete portfolio report instantly. Calculators & Tools: • Retirement Calculator • SIP Calculator • SIP Delay Calculator • SIP Step-Up Calculator • Top-Up SIP Calculator • Marriage Calculator • EMI Calculator

About

Cent eeZ

Manage your bank accounts, transfer funds, and apply for loans. Invest in mutual funds, NPS, and government schemes. Shop with exclusive deals and purchase insurance policies.

Highlights
  • Account management and transaction history
  • Fund transfers (NEFT, RTGS, IMPS)
  • Fixed and recurring deposits
  • Loan applications and management
  • Mutual fund and NPS investments
  • Reward points and exclusive shopping deals
  • Digital insurance policy purchase and management
Features
Read full description

B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).

Screenshots

Bachat MF4 screens
Cent eeZ4 screens

Verdict

The call

The clearest difference is rating: Bachat MF at 5.0 against Cent eeZ's 2.2. Cent eeZ's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (26 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bachat MF holds the better App Store score, 5.0 against 2.2. Both are backed by a comparable volume of ratings — 8 and 26 respectively.

UpkeepUpdate frequency

Bachat MF ships an update every 2 months, Cent eeZ every 3 weeks. The most recent releases landed on August 26, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Bachat MF versus Cent eeZ: the parameters behind the verdict, then further details
ParameterBachat MFCent eeZ
PriceFreeFree
Rating5.0 (8 ratings) — better2.2 (26 ratings)
Positive reviews—39.4% of reviews
Number of ratings826 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size85 MB200 MB
Age rating4+17+
DeveloperJK SECURITIES PVT. LTD.CENTRAL BANK OF INDIA

Customer experience

Bachat MF

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Cent eeZ

All ratings26 ratings
Positive30.8%
Neutral0.0%
Negative69.2%
Written reviews109 reviews
Positive39.4%
Neutral7.3%
Negative53.2%

Bugs and requests

Bachat MF

Not enough reviews yet to summarise bugs or requests.

Cent eeZ

Reported bugs

2 issues
  • App hangs and crashes on iOS
  • Unable to register or install the app

Requested features

2 requests
  • Smaller and smoother loading logo
  • Improved biometric login experience

In-app purchases

None

Bachat MF

No in-app purchases

None

Cent eeZ

No in-app purchases

Questions

Is Bachat MF free?
Bachat MF is free to download, with no in-app purchases.
Is Cent eeZ free?
Cent eeZ is free to download, with no in-app purchases.
Which has better reviews, Bachat MF or Cent eeZ?
Bachat MF is rated higher. Bachat MF averages 5.0 out of 5 from 8 ratings, while Cent eeZ averages 2.2 from 26 ratings.
Do Bachat MF or Cent eeZ have ads?
Neither Bachat MF nor Cent eeZ shows ads.
Which is updated more often, Bachat MF or Cent eeZ?
Bachat MF ships an update every 2 months, and Cent eeZ every 3 weeks. Most recently, Bachat MF was updated on August 26, 2026 and Cent eeZ on September 26, 2026.

Other comparisons