Cent eeZ vs bob World New

B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).

Experience the next generation of digital banking with new bob World app the official mobile banking app. Designed to make banking simpler, faster, and more intelligent, new bob World combines everyday banking, payments, investments, and financial insights in one secure app.. bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 370+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. Everyday Banking at Your Fingertips Manage your entire banking relationship from one unified dashboard. Unified View : Access all your accounts, check balances, Mini Statement and view transaction history in one place. Statements & Records: Download account statements (up to 24 months), TDS, and Interest Certificates instantly. Self-Service: Manage debit cards, set transaction limits, request cheque books, and access cheque services with ease. Fast and Secure Payments & Fund Transfers Experience a smarter, voice-enabled way to bank. Complete tasks simply by using your voice. Voice-Enabled Banking: Securely initiate payments and transactions using voice commands. Diverse Transfer Options: Seamlessly handle UPI Payments, Self-Account Transfers, Within Bank Transfers, IMPS, NEFT, RTGS, and International Fund Transfers. Simplified Payments: Manage Utility Bills, Mobile/DTH Recharges, FASTag, Credit Card bills, and Loan Repayments. Convenience: Enable AutoPay for all your recurring bills and subscriptions. Save – Your World of Intelligent Savings Turn your dreams into financial goals with smart tools. Goal-Based Deposits: Plan for education, travel, marriage, and more. Smart Planning: Receive personalized deposit recommendations and open Fixed or Recurring Deposits digitally. Expense Analyzer: Track your spending, categorize expenses, and manage your budget effortlessly. Invest – Your World of Wealth Management Take informed investment decisions on the go with Baroda Wealth One-Stop Wealth: Your comprehensive solution for investment management. Government Schemes: Invest in PPF, SSA, and APY with a single click Insurance: Secure yourself and your family affordably with PMJJBY and PMSBY. Borrow – Your World of Hassle-Free Loans Turn your dreams into reality with easy and paperless digital loans. Diverse Products: Access Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. Financial Tools: Instantly check your Credit Score and calculate EMIs with our built-in calculator. Shop & Pay – Your World of Lifestyle Banking More than just banking—a complete digital lifestyle. Travel & Leisure: Bill payments & recharge, Book buses, Flights, Train and hotels directly within the app. Shop Smart: Compare and shop merchandise with exclusive offers. Unified Shopping: No need for multiple apps. It is all in one app to handle all your shopping and payments. Personalized Banking That Understands You Enjoy customized dashboards and relevant recommendations tailored to your journey: Personas: Dedicated views for Women, Senior Citizens (Gold Persona), Millennials, and NRIs. Personal Finance Management: Benefit from income vs. expense analysis, financial health scores, and smart insights. Personalized recommendations, Recurring expense identification Security You Can Trust Your security is our priority. The new bob World is fortified with Advanced Protection: Multi-Factor Authentication (MFA), Behavioral Authentication, and Runtime Application Self-Protection (RASP). Fraud Prevention: Advanced fraud detection systems ensure secure digital banking at every step. Need Help Receive context-aware support while performing transactions for a smoother, more convenient experience. **Download the new bob World – Your World, in tune with your needs.** *Adjudged as “Bank of the Year - 2025 - Asia-Pacific” amongst large banks, by The Banker magazine, a Financial Times publication.*