bob World vs Cent eeZ

We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards

B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).