NJ E vs Cent eeZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NJ E
Manage your financial transactions and review your portfolio reports on the go. This app requires login credentials provided by an NJ Wealth Advisors Network Partner.
- On-the-go transactions
- Portfolio reports
- Transaction history
- Secure login access
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NJ Group launches NJ E-Wealth Account. This application helps you to transact while you are on move. You can also check your Transactions & Portfolio Reports. Note:- To access this application, you require loginID & password provided by NJ Wealth Advisors Network Partner. To know more about NJ Wealth Advisors Network, please visit our website. Member name: NJ India Invest Private Limited SEBI Registration Code: INZ000213137 Member Code: BSE: 3291, NSE: 13605 Registered Exchange/s name: BSE Limited, National Stock Exchange of India Ltd. Exchange approved Segments & Type of Member: BSE: - BSE Star MF: MFI line - Cash: Trading cum Self-Clearing Member - New Debt Segment: Trading cum Self-Clearing Member - Wholesale Debt Segment: Trading Member NSE: - MFSS: MFI - Cash: Trading cum Self-Clearing Member - New Debt Segment: Trading cum Self-Clearing Member
Cent eeZ
Manage your bank accounts, transfer funds, and apply for loans. Invest in mutual funds, NPS, and government schemes. Shop with exclusive deals and purchase insurance policies.
- Account management and transaction history
- Fund transfers (NEFT, RTGS, IMPS)
- Fixed and recurring deposits
- Loan applications and management
- Mutual fund and NPS investments
- Reward points and exclusive shopping deals
- Digital insurance policy purchase and management
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B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).
Screenshots
Verdict
The clearest difference is rating: NJ E at 4.1 against Cent eeZ's 2.2. NJ E also leads on review sentiment (77% vs 39%) and device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NJ E holds the better App Store score, 4.1 against 2.2. Both are backed by a comparable volume of ratings — 24 and 26 respectively. Written reviews point the same way: 77% of NJ E's written reviews are positive against 39% of Cent eeZ's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 27, 2026 and September 30, 2026 respectively.
| Parameter | NJ E | Cent eeZ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (24 ratings) — better | 2.2 (26 ratings) |
| Positive reviews | 76.7% of reviews — better | 39.4% of reviews |
| Number of ratings | 24 | 26 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 67 MB | 200 MB |
| Age rating | 4+ | 17+ |
| Developer | NJ INDIA INVEST PRIVATE LIMITED | CENTRAL BANK OF INDIA |
Customer experience
NJ E
Cent eeZ
Bugs and requests
NJ E
Not enough reviews yet to summarise bugs or requests.
Cent eeZ
Reported bugs
2 issues- App hangs and crashes on iOS
- Unable to register or install the app
Requested features
2 requests- Smaller and smoother loading logo
- Improved biometric login experience
In-app purchases
NJ E
No in-app purchases
Cent eeZ
No in-app purchases









