Clink vs JaFin

Take control of your finances with Clink — the private, offline budget tracker designed to help you understand where your money goes without compromising your privacy. YOUR DATA STAYS YOURS Unlike other budget apps, Clink doesn't require an account, doesn't sync to the cloud, and never shares your financial data with anyone. Everything is stored locally on your device — period. No servers. No tracking. No ads. Just you and your budget. TRACK INCOME & EXPENSES Log your daily transactions quickly and easily. Categorize spending across pre-built categories like Food & Dining, Transportation, Bills & Utilities, Entertainment, Shopping, and more. Track income from Salary, Freelance work, Investments, and Side Hustles. SET BUDGETS THAT WORK Create monthly budgets for each spending category. Get alerts when you're approaching your limits so you can adjust before overspending. See at a glance which categories are on track and which need attention. REACH YOUR FINANCIAL GOALS Whether you're saving for a vacation, paying off debt, or trying to limit spending in a specific category, Clink helps you stay focused: • Savings Goals — Save toward a target amount by a specific date • Debt Payoff — Track progress paying down what you owe • Expense Limits — Set spending caps for categories you want to control • Income Targets — Set and track earning goals RECURRING TRANSACTIONS Set up recurring income and expenses once — daily, weekly, biweekly, monthly, quarterly, or yearly — and never forget to log them again. INSIGHTFUL SUMMARIES • View spending breakdowns by category • Compare income vs. expenses over time • Track your savings rate with monthly summaries • See spending trends to understand your habits HOME SCREEN WIDGETS • Balance Widget — See your monthly income, expenses, and balance at a glance • Quick Add Widget — Add transactions without opening the app WORKS OFFLINE No internet connection required. Clink works completely offline, so you can track expenses anywhere — on a flight, in the subway, or off the grid. FLEXIBLE TIME PERIODS Filter your data by Today, This Week, This Month, This Year, or All Time to get exactly the view you need. BACKUP ON YOUR TERMS Export your data to a file you control. Import it back anytime. Your backups stay on your device or wherever you choose to store them — we never see them. AVAILABLE IN YOUR LANGUAGE Clink supports English, Spanish, French, German, Portuguese (Brazil), Russian, Arabic, and Hindi. CLINK PRO Upgrade to unlock the full experience: • Custom Categories — Create categories that match your lifestyle • Unlimited Goals — Track as many financial goals as you want • Full Transaction History — Access all your past transactions • Export & Import — Backup and restore your data anytime No subscriptions. One-time purchase. No hidden fees. Privacy-first budgeting starts here. Download Clink and take control of your finances — without giving up control of your data.

Truly private personal finance management “My Money” is a personal finance management app that works 100% offline. All your information is stored only on your device. There is no need to connect a bank account, create an account, or view advertisements. Simple to record, easy to use every day • Record income and expenses in just a few taps • Scan transfer slips with your camera and automatically extract the amount, date, and time—all processing happens on your device, and your images are never uploaded • Set up recurring transactions, such as salary, rent, and subscriptions, to be recorded automatically • Transfer money between your own accounts for better planning and control • Set monthly budgets by category and receive notifications when you are close to exceeding them • Create financial goals, such as building an emergency fund, buying a car, or travelling, and track your progress • View account statements showing money in, money out, and current balances for a complete financial overview • Use the dashboard to see summaries of your income, expenses, savings, and latest balances • Track your net worth based on your assets minus your liabilities • View expense reports by category and spending trends • Receive automatic insights based on your spending behaviour, safely and privately • Protect the app with a PIN and Face ID or Touch ID • Keep your information protected in an encrypted on-device database • Back up and restore your information using a file, allowing you to move to a new device without using the cloud Key features • Works without an internet connection • We do not collect or share your information • No advertisements and no tracking • No bank account connection and no account registration required Note: This app is a personal finance recording and planning tool. It does not provide financial services and is not connected to any bank.