Clink vs zero

Take control of your finances with Clink — the private, offline budget tracker designed to help you understand where your money goes without compromising your privacy. YOUR DATA STAYS YOURS Unlike other budget apps, Clink doesn't require an account, doesn't sync to the cloud, and never shares your financial data with anyone. Everything is stored locally on your device — period. No servers. No tracking. No ads. Just you and your budget. TRACK INCOME & EXPENSES Log your daily transactions quickly and easily. Categorize spending across pre-built categories like Food & Dining, Transportation, Bills & Utilities, Entertainment, Shopping, and more. Track income from Salary, Freelance work, Investments, and Side Hustles. SET BUDGETS THAT WORK Create monthly budgets for each spending category. Get alerts when you're approaching your limits so you can adjust before overspending. See at a glance which categories are on track and which need attention. REACH YOUR FINANCIAL GOALS Whether you're saving for a vacation, paying off debt, or trying to limit spending in a specific category, Clink helps you stay focused: • Savings Goals — Save toward a target amount by a specific date • Debt Payoff — Track progress paying down what you owe • Expense Limits — Set spending caps for categories you want to control • Income Targets — Set and track earning goals RECURRING TRANSACTIONS Set up recurring income and expenses once — daily, weekly, biweekly, monthly, quarterly, or yearly — and never forget to log them again. INSIGHTFUL SUMMARIES • View spending breakdowns by category • Compare income vs. expenses over time • Track your savings rate with monthly summaries • See spending trends to understand your habits HOME SCREEN WIDGETS • Balance Widget — See your monthly income, expenses, and balance at a glance • Quick Add Widget — Add transactions without opening the app WORKS OFFLINE No internet connection required. Clink works completely offline, so you can track expenses anywhere — on a flight, in the subway, or off the grid. FLEXIBLE TIME PERIODS Filter your data by Today, This Week, This Month, This Year, or All Time to get exactly the view you need. BACKUP ON YOUR TERMS Export your data to a file you control. Import it back anytime. Your backups stay on your device or wherever you choose to store them — we never see them. AVAILABLE IN YOUR LANGUAGE Clink supports English, Spanish, French, German, Portuguese (Brazil), Russian, Arabic, and Hindi. CLINK PRO Upgrade to unlock the full experience: • Custom Categories — Create categories that match your lifestyle • Unlimited Goals — Track as many financial goals as you want • Full Transaction History — Access all your past transactions • Export & Import — Backup and restore your data anytime No subscriptions. One-time purchase. No hidden fees. Privacy-first budgeting starts here. Download Clink and take control of your finances — without giving up control of your data.

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.