Comparison

Zip Authenticator vs TOTP Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zip Authenticator

Enhance financial transaction security with multi-factor authentication for Zip users. Approve payments directly from your mobile device, receiving detailed transaction information before confirmation. Compliant with EU regulations for secure online payments.

Highlights
  • Multi-factor authentication for Zip payments
  • Displays transaction details (amount, payee)
  • EU Strong Customer Authentication (SCA) compliance
  • Easy QR code setup
  • PIN-based verification
Read full description

With Zip Authenticator, Zip users (ziphq.com) gain an added layer of security for financial transactions by authenticating payments that are approved in Zip. Zip Authenticator ensures you are fully aware of the transaction about to happen, providing the details of the type, value and payee of the transaction, and then allowing you to approve the transaction on your mobile device. This provides strong 2-factor authentication of financial transactions compliant with EU Secure Customer Authentication (SCA) regulations. Zip Authenticator is easy to configure. To set up your authentication, you’ll first link a mobile device and create a pin. As you complete various payment-related activities in Zip, you’ll be prompted to enter your pin, which will generate a QR code. Then, open up your Zip Authenticator app to scan the QR code and verify your identity. Features include - Provides multi-factor authentication for B2B payment transactions in Zip (ziphq.com) - Displays payment details within the payment authentication alert, including amount and payee - Allows organizations using Zip for payments to comply with EU Strong Customer Authentication (SCA) regulations - Easy setup via QR code To use Zip Authenticator with Zip, you need to set up a pin on Zip > Personal settings. Visit www.ziphq.com/personal-settings/payout-authentication to get started.

About

TOTP Authenticator

This app generates single-use six-digit login codes using the Time-Based One-Time Password (TOTP) algorithm. It supports manual input or QR code scanning for easy setup and offers both light and dark themes. All data is stored locally for enhanced privacy.

Highlights
  • TOTP algorithm for secure codes
  • Manual input and QR code scanning
  • Light and dark theme support
  • Versatile key support for multiple services
  • Efficient search functionality
  • Local data storage for privacy
Features
Read full description

Your Trusted Companion for Enhanced Security In the digital age, security is paramount. TOTP Authenticator - 2FA stands as a stalwart guardian, offering a seamless and robust solution for bolstering your online defenses. Leveraging the Time-Based One-Time Password (TOTP) algorithm, this application transforms base32-encoded 2FA security keys into single-use six-digit login codes, ensuring an added layer of protection for your accounts. Simple Operation: With TOTP Authenticator - 2FA, simplicity reigns supreme. Whether you prefer manual input or the convenience of QR code scanning, accessing your secure login codes has never been easier. Streamlined processes empower users of all levels to effortlessly navigate and secure their digital identities. Adaptive Themes: Catering to individual preferences, the app embraces both light and dark modes. Whether you favor a sleek aesthetic or reduced eye strain during nighttime browsing sessions, TOTP Authenticator - 2FA accommodates your visual needs without compromising on functionality. Versatile Key Support: Variety is the spice of life, and TOTP Authenticator - 2FA delivers just that. Supporting a multitude of service providers, the application ensures compatibility with diverse security keys, offering comprehensive coverage across your online accounts. From social media platforms to financial institutions, rest assured that your digital assets remain fortified. Efficient Search Functionality: Time is of the essence, especially when it comes to security. TOTP Authenticator - 2FA incorporates a swift and intuitive search feature, enabling users to locate specific accounts with ease. Bid farewell to tedious scrolling through an extensive list of entries – find what you need promptly and efficiently. Privacy Assurance: In our commitment to safeguarding user privacy, we pledge not to collect any user information. All data is securely stored locally on the device, without being uploaded to any servers or clouds. This means you can confidently use TOTP Authenticator - 2FA without worrying about personal information leakage or third-party access. We are firmly dedicated to protecting user privacy, ensuring you enjoy a secure and worry-free digital experience. In a landscape where cyber threats loom large, TOTP Authenticator - 2FA stands as a beacon of reliability and convenience. Elevate your digital security posture with an application that prioritizes user experience without compromising on robustness. Embrace peace of mind knowing that your online presence remains safeguarded, one six-digit code at a time. *******Tips******** Free 1. One day free trial 2. Only supports saving 2 services VIP 1. No limit on usage time 2. No limit on the number of services Standard EULA:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Zip Authenticator4 screens
TOTP Authenticator4 screens

Verdict

The call

The clearest difference is rating: Zip Authenticator at 5.0 against TOTP Authenticator's 4.0. Zip Authenticator also leads on in-app purchases (none vs 3) and ratings volume (6 vs 2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOTP Authenticator sells 3 in-app purchases, starting at $4.99 per month. Zip Authenticator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Zip Authenticator holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

Scorecard5 real differences · 4 level
Zip Authenticator versus TOTP Authenticator: the parameters behind the verdict, then further details
ParameterZip AuthenticatorTOTP Authenticator
PriceFreeFree
Rating5.0 (6 ratings) — better4.0 (2 ratings)
Number of ratings6 — better2
Update frequencyEvery 13 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS13.4 — better17.0
Further details — not scored
Size17 MB1 MB
Age rating4+17+
DeveloperZipHQ, Inc.悦 刘

Customer experience

Zip Authenticator

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

TOTP Authenticator

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

Zip Authenticator

No in-app purchases

3 purchases

TOTP Authenticator

Subscriptions3
  • 1 month vip$4.991 Month
  • 3 month vip$11.993 Months
  • 1 year vip$23.991 Year

Questions

Is Zip Authenticator free?
Zip Authenticator is free to download, with no in-app purchases.
Is TOTP Authenticator free?
TOTP Authenticator is free to download, with in-app purchases available.
Which has better reviews, Zip Authenticator or TOTP Authenticator?
Zip Authenticator is rated higher. Zip Authenticator averages 5.0 out of 5 from 6 ratings, while TOTP Authenticator averages 4.0 from 2 ratings.
Do Zip Authenticator or TOTP Authenticator have ads?
Neither Zip Authenticator nor TOTP Authenticator shows ads.

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