Comparison

Zip Authenticator vs KeyPass Mobile ID

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zip Authenticator

Enhance financial transaction security with multi-factor authentication for Zip users. Approve payments directly from your mobile device, receiving detailed transaction information before confirmation. Compliant with EU regulations for secure online payments.

Highlights
  • Multi-factor authentication for Zip payments
  • Displays transaction details (amount, payee)
  • EU Strong Customer Authentication (SCA) compliance
  • Easy QR code setup
  • PIN-based verification
Read full description

With Zip Authenticator, Zip users (ziphq.com) gain an added layer of security for financial transactions by authenticating payments that are approved in Zip. Zip Authenticator ensures you are fully aware of the transaction about to happen, providing the details of the type, value and payee of the transaction, and then allowing you to approve the transaction on your mobile device. This provides strong 2-factor authentication of financial transactions compliant with EU Secure Customer Authentication (SCA) regulations. Zip Authenticator is easy to configure. To set up your authentication, you’ll first link a mobile device and create a pin. As you complete various payment-related activities in Zip, you’ll be prompted to enter your pin, which will generate a QR code. Then, open up your Zip Authenticator app to scan the QR code and verify your identity. Features include - Provides multi-factor authentication for B2B payment transactions in Zip (ziphq.com) - Displays payment details within the payment authentication alert, including amount and payee - Allows organizations using Zip for payments to comply with EU Strong Customer Authentication (SCA) regulations - Easy setup via QR code To use Zip Authenticator with Zip, you need to set up a pin on Zip > Personal settings. Visit www.ziphq.com/personal-settings/payout-authentication to get started.

About

KeyPass Mobile ID

Features
Read full description

BLE-NFC is a Bluetooth and QR code electronic access control card software. It is designed to facilitate customers to use their mobile phones to open doors like a physical card. It has the following functions: 1. Bluetooth, shake the door or click the screen to open the door. 2. Swipe the QR code to open the door. 3. The same mobile phone can support adding 4 cards.

Screenshots

Zip Authenticator4 screens
KeyPass Mobile ID4 screens

Verdict

The call

The clearest difference is update cadence: KeyPass Mobile ID at every 3 months against Zip Authenticator's every 13 months. Zip Authenticator's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zip Authenticator ships an update every 13 months, KeyPass Mobile ID every 3 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 7 level
Zip Authenticator versus KeyPass Mobile ID: the parameters behind the verdict, then further details
ParameterZip AuthenticatorKeyPass Mobile ID
PriceFreeFree
Rating5.0 (6 ratings) — better—
Number of ratings6 — better—
Update frequencyEvery 13 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.6
Further details — not scored
Size17 MB19 MB
Age rating4+4+
DeveloperZipHQ, Inc.SHENZHEN KEYKING TECHNOLOGY CO.,LTD.

In-app purchases

None

Zip Authenticator

No in-app purchases

None

KeyPass Mobile ID

No in-app purchases

Questions

Is Zip Authenticator free?
Zip Authenticator is free to download, with no in-app purchases.
Is KeyPass Mobile ID free?
KeyPass Mobile ID is free to download, with no in-app purchases.
Do Zip Authenticator or KeyPass Mobile ID have ads?
Neither Zip Authenticator nor KeyPass Mobile ID shows ads.
Which is updated more often, Zip Authenticator or KeyPass Mobile ID?
Zip Authenticator ships an update every 13 months, and KeyPass Mobile ID every 3 months. Most recently, Zip Authenticator was updated on September 17, 2026 and KeyPass Mobile ID on September 9, 2026.

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