Zip Authenticator vs KeyPass Mobile ID
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zip Authenticator
Enhance financial transaction security with multi-factor authentication for Zip users. Approve payments directly from your mobile device, receiving detailed transaction information before confirmation. Compliant with EU regulations for secure online payments.
- Multi-factor authentication for Zip payments
- Displays transaction details (amount, payee)
- EU Strong Customer Authentication (SCA) compliance
- Easy QR code setup
- PIN-based verification
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With Zip Authenticator, Zip users (ziphq.com) gain an added layer of security for financial transactions by authenticating payments that are approved in Zip. Zip Authenticator ensures you are fully aware of the transaction about to happen, providing the details of the type, value and payee of the transaction, and then allowing you to approve the transaction on your mobile device. This provides strong 2-factor authentication of financial transactions compliant with EU Secure Customer Authentication (SCA) regulations. Zip Authenticator is easy to configure. To set up your authentication, you’ll first link a mobile device and create a pin. As you complete various payment-related activities in Zip, you’ll be prompted to enter your pin, which will generate a QR code. Then, open up your Zip Authenticator app to scan the QR code and verify your identity. Features include - Provides multi-factor authentication for B2B payment transactions in Zip (ziphq.com) - Displays payment details within the payment authentication alert, including amount and payee - Allows organizations using Zip for payments to comply with EU Strong Customer Authentication (SCA) regulations - Easy setup via QR code To use Zip Authenticator with Zip, you need to set up a pin on Zip > Personal settings. Visit www.ziphq.com/personal-settings/payout-authentication to get started.
KeyPass Mobile ID
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BLE-NFC is a Bluetooth and QR code electronic access control card software. It is designed to facilitate customers to use their mobile phones to open doors like a physical card. It has the following functions: 1. Bluetooth, shake the door or click the screen to open the door. 2. Swipe the QR code to open the door. 3. The same mobile phone can support adding 4 cards.
Screenshots
Verdict
The clearest difference is update cadence: KeyPass Mobile ID at every 3 months against Zip Authenticator's every 13 months. Zip Authenticator's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zip Authenticator ships an update every 13 months, KeyPass Mobile ID every 3 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.
| Parameter | Zip Authenticator | KeyPass Mobile ID |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 13 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 17 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | ZipHQ, Inc. | SHENZHEN KEYKING TECHNOLOGY CO.,LTD. |
In-app purchases
Zip Authenticator
No in-app purchases
KeyPass Mobile ID
No in-app purchases
Questions
Is Zip Authenticator free?
Is KeyPass Mobile ID free?
Do Zip Authenticator or KeyPass Mobile ID have ads?
Which is updated more often, Zip Authenticator or KeyPass Mobile ID?
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