Zip Authenticator vs EZWAY NEMT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zip Authenticator
Enhance financial transaction security with multi-factor authentication for Zip users. Approve payments directly from your mobile device, receiving detailed transaction information before confirmation. Compliant with EU regulations for secure online payments.
- Multi-factor authentication for Zip payments
- Displays transaction details (amount, payee)
- EU Strong Customer Authentication (SCA) compliance
- Easy QR code setup
- PIN-based verification
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With Zip Authenticator, Zip users (ziphq.com) gain an added layer of security for financial transactions by authenticating payments that are approved in Zip. Zip Authenticator ensures you are fully aware of the transaction about to happen, providing the details of the type, value and payee of the transaction, and then allowing you to approve the transaction on your mobile device. This provides strong 2-factor authentication of financial transactions compliant with EU Secure Customer Authentication (SCA) regulations. Zip Authenticator is easy to configure. To set up your authentication, you’ll first link a mobile device and create a pin. As you complete various payment-related activities in Zip, you’ll be prompted to enter your pin, which will generate a QR code. Then, open up your Zip Authenticator app to scan the QR code and verify your identity. Features include - Provides multi-factor authentication for B2B payment transactions in Zip (ziphq.com) - Displays payment details within the payment authentication alert, including amount and payee - Allows organizations using Zip for payments to comply with EU Strong Customer Authentication (SCA) regulations - Easy setup via QR code To use Zip Authenticator with Zip, you need to set up a pin on Zip > Personal settings. Visit www.ziphq.com/personal-settings/payout-authentication to get started.
EZWAY NEMT
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NEMT providers now can exchange rides and keep their fleet busy by claiming available rides in their area.
Screenshots
Verdict
The clearest difference is update cadence: EZWAY NEMT at every 3 weeks against Zip Authenticator's every 13 months. Zip Authenticator's advantage is iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zip Authenticator ships an update every 13 months, EZWAY NEMT every 3 weeks. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.
| Parameter | Zip Authenticator | EZWAY NEMT |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 13 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 17 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | ZipHQ, Inc. | Diya Ayaad |
In-app purchases
Zip Authenticator
No in-app purchases
EZWAY NEMT
No in-app purchases









