Altra Pay vs Clero

Send, Receive money right from your phone. Altra is all your business financial apps in one place: banking, payouts, invoicing, cards & more 1- RECEIVE AND PAY BILLS Receive mony and pay bills as easy Receive Money in your account number from anywhere in the world in your favorite currency and Pay your bills online or via POS with one click. • Receive the money • Pay bills online • Pay at POS 2- DOMESTIC AND INTERNATUNAL TRANSFERS Send money anytime, from anywhere in the world Send money anytime, from anywhere in the world in 130+ currencies with one click • Bank transfer - Wire, ACH • Transfer to cards – visa & Mastercard • Transfer to a phone number - a local wallet 3- GET YOUR CARD One card for all your online payments Issue physical and virtual cards unlimited with one click, control your spending budget, and pay your bills and purchases without fees • physical cards • Unlimited virtual cards • Transactions without fees 4- Encrypted currency wallet - Make payments and transfers between clients - Make a payment (for countries that accept encrypted currencies ) Countries that do not support payment in encrypted currencies (payment is made by deducting the balance of encrypted currencies within the application and converting them into standard currencies to complete the payment. 5- PAYMENTS API - Instant bank payments - Open an account with Altra, use the API on your site and receive all your customers’ payments instantly in your account - Receive money from your customers - Send money to suppliers - Get Unlimited Cards - No prohibited activities - 1% fee per transaction - 0% Dispute Fee DOWNLOAD APP Download the app and register your data, and get a bank account and unlimited cards in minutes for free , We made all financial services in one app for you.

Send and receive money from friends straight from your bank account within the same day without wallets or transfer fees. Clero combines bank-to-bank payments, card transaction splitting, receipt scanning, and group expense tracking into one app. DIRECT TO BANK PAYMENTS WITH ZERO FEES • Same-day direct settlement: Money moves straight between bank accounts on the same day. No digital wallet balance to cash out. • Zero transfer fees: Send and receive money without paying 1.75% instant transfer fees. • Phone number claim links: Send money to anyone with a phone number. Recipients without Clero claim funds straight to their bank account through a web link. Expired claims return to your account. RECURRING REQUESTS AND BILLS • Flexible schedules: Create recurring payment requests for rent, utilities, subscriptions, or shared expenses. • Custom intervals: Set schedules by week, month, or year with specific billing days or end dates. • Scheduled tracking: Clero creates new requests on your schedule and notifies participants when bills come due. CARD AND SUBSCRIPTION SPLITTING • Card sync: Link your credit cards and bank accounts through Plaid. Tap any posted charge to split it with friends. • Subscription detection: Clero identifies recurring charges like streaming services, gym memberships, and utility bills for one-tap splitting. RECEIPT SCANNING AND RICH RIDE BREAKDOWNS • Camera and Gmail sync: Snap a photo of a restaurant receipt or link Gmail to pull receipts from DoorDash, Airbnb, and dining spots. • Uber and Lyft ride details: Pull ride breakdowns including pickup and drop-off points, duration, driver details, and table tip adjustments. • Itemized claiming: Tap items to claim dishes or divide shared plates. • Proportional tax and tip: Taxes and tips split based on each person's spend. • Locked shares: When someone pays, their share locks so subsequent edits do not alter settled amounts. BATCH PAY, AND PARTIAL PAYMENTS • Batch pay: Select multiple open requests from the same friend and pay them all at once. • Partial payments: Pay open requests in increments while keeping track of how much you still owe. GROUP TYPES AND DEBT REDUCTION • Monthly groups: Built for roommates. Set a settlement date like the 1st of the month. When the cycle ends, Clero smartly tallies balances, generates payment requests for that month and starts the next month without manual setup. • Trip groups: Pool vacation expenses and generate payment requests automatically when your trip ends. • On-demand groups: Split expenses for social events and settle whenever you choose. • Simplify debts: Clero calculates the shortest route across group members to eliminate redundant back-and-forth transfers. • Splitwise import: Upload a Splitwise CSV file. Clero matches names to your contacts and imports your balances. SECURITY • Face ID and Touch ID confirmation required before money moves. • Bank-grade encryption across all financial rails. --- Support: https://clero.money Privacy Policy: https://clero.money/privacy Terms of Service: https://clero.money/terms