Ratio Money vs Fineyo

Ratio Money lets you see your finances in a whole new light. It analyses your spending patterns to give you personalised insights and tips. Whether you want to pay off debt, save for a vacation, or just live more comfortably, Ratio App helps you make the best financial decisions for your lifestyle. With Ratio App, you can: Track your money with ease and elegance. * Choose from a wide range of categories to suit your spending and income needs. * Customise your categories to reflect your personal habits and preferences. * Unique visualisation for your categories with personalised icons * Scan your receipts. No more manual typing or losing receipts. * Stay mindful of your spending habits with alerts and prompts that help you make conscious and smart choices. * Unlike most banking apps, our app lets you list the items in each transaction when adding a description. You can see what each expense transaction entails and how it affects your budget. Gain insights from your financial data and make better financial decisions. * See your finances in a whole new light with beautiful and interactive charts that show you the big picture of your money flow. * Know where your money goes with percentages that show you how each category affects your total spending and income. * Dive deeper into each category with breakdowns that show you the nitty-gritty of each transaction in each period. * Get weekly reports that summarise your financial activity and performance and give you tips and suggestions on how to level up your finances. * Find any transaction from the past with a simple search by keyword, category, date, amount. Privacy and security. * Hide your app data with redactions. * Use the app offline as well as online. Your data is securely synced across all your devices when you are back online. Use the app on multiple devices with the same account. Whether you use a phone, a tablet, or a computer, you can access your data from any device. Download Ratio App today and start managing your money smarter. By installing or using Ratio App, you agree to our Terms: https://www.ratiomoney.app/terms.

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy