Comparison

SubManager vs Lumen Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubManager

Effortlessly manage all your recurring service payments in one centralized location. Receive timely reminders before renewals to avoid unexpected charges. Gain valuable insights into your spending habits and keep your finances organized.

Highlights
  • Unlimited subscription tracking
  • Advance renewal notifications (up to 90 days)
  • Foreign currency conversion
  • Subscription insights
  • iCloud sync
  • Widgets and Siri Shortcuts
  • Apple Watch support
Features
Read full description

Stop wasting money on subscriptions. Featured in 9to5Mac’s Indie App Spotlight Track all your subscriptions in one place with SubManager — a simple, private, and powerful way to stay on top of your recurring payments. - Know exactly what you’re paying every month - Avoid unexpected charges and forgotten renewals - Stay in control of all your subscriptions in one place - No ads or accounts required - Private by design — your data syncs securely with iCloud - Access your data across iPhone, iPad, Mac, Apple Watch, Apple Vision Pro, and the web via iCloud Key features: - Unlimited subscription tracking - Renewal reminders (up to 90 days in advance) - Spending insights - Currency conversion for international subscriptions - iCloud sync across all your devices - Home Screen & Lock Screen widgets - Apple Watch support - Siri Shortcuts - Web app for viewing your data anywhere - No ads Unlock advanced features with a one-time purchase by upgrading to SubManager+: - Import subscriptions from documents with Apple Intelligence - Calendar view - Free trial tracking - Categories & payment methods - Price history tracking - Search App Store icons - Advanced insights - Archive expired subscriptions - Expiry notifications - Store lifetime subscriptions - App lock - Export to CSV, PDF or JSON and import from JSON - Change the app icon on your iPhone or iPad to your local currency Feedback is always welcome. You can send your feedback by going to Settings -> Send Feedback Follow SubManager on social media: X @SubManagerApp Bluesky @submanager.app Mastodon @submanager@indieapps.space Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Lumen Budget

Take control of your finances with a simple, fast budgeting experience. Create custom budgets, track spending automatically or manually, and visualize your financial progress with clear charts. Stay informed with smart notifications and enjoy a secure, organized approach to managing your money.

Highlights
  • Automatic transaction sync
  • Customizable budgets
  • Fast manual transaction entry
  • All accounts in one place
  • Interactive spending charts
  • Smart notifications
  • Secure bank-level encryption
Features
Read full description

Lumen Budget helps you take control of your money with a clean, fast experience built for everyday use. Create budgets that fit your life, track spending in seconds, and see your progress with clear visuals. What's New in 2.1 Automatic transaction sync: Securely connect your bank account through Plaid and import transactions automatically, no more manual entry for everyday purchases. Smart notifications: Stay on track with timely alerts about budgets, spending, and account activity. Refreshed interface: Enjoy improved navigation and a more polished experience throughout the app. Why you'll love it Monthly budget that just works: A main budget auto-tracks each calendar month, so you always know where you stand. Custom budgets for anything: Add flexible budgets for trips, categories, or short-term goals, set names, amounts, dates, and (optionally) categories. Fast transaction entry: Add income or expenses in a few taps with smart numeric fields designed for money, or let bank sync handle it for you. All accounts in one place: Create cash, checking, savings, credit, and more, and assign icons for a personalized, glanceable view. See trends instantly: Interactive charts with adjustable date ranges turn raw numbers into insights you can act on. Security that feels invisible: Private by design with secure sign-in, optional Face ID / Touch ID, and bank-level encryption through Plaid. Thoughtful details: colorful account icons, tidy lists, and helpful prompts keep everything organized and easy to use. Designed for real life Whether you're building savings, paying down debt, or just want to stop overspending, Lumen Budget gives you the structure and visibility to make better choices—without getting in your way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SubManager4 screens
Lumen Budget4 screens

Verdict

The call

The clearest difference is update cadence: SubManager at every 8 days against Lumen Budget's every 4 months. SubManager also leads on ratings volume (68 vs 3) and device support (5 vs 1). Lumen Budget's advantage is rating (5.0 vs 4.8). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubManager sells 3 one-off in-app purchases and Lumen Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Lumen Budget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SubManager has 68 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 97% of SubManager's written reviews are positive against 100% of Lumen Budget's.

UpkeepUpdate frequency

SubManager ships an update every 8 days, Lumen Budget every 4 months. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
SubManager versus Lumen Budget: the parameters behind the verdict, then further details
ParameterSubManagerLumen Budget
PriceFreeFree
Rating4.8 (68 ratings)5.0 (3 ratings) — better
Positive reviews97.4% of reviews100.0% of reviews — better
Number of ratings68 — better3
Update frequencyEvery 8 days — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch, Vision Pro — betteriPhone
Requires iOS17.4 — better26.0
Further details — not scored
Size123 MB29 MB
Age rating4+4+
DeveloperAhnaf MahmudAdam Larrabee

Customer experience

SubManager

All ratings68 ratings
Positive95.6%
Neutral1.5%
Negative2.9%
Written reviews38 reviews
Positive97.4%
Neutral0.0%
Negative2.6%

Lumen Budget

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

SubManager

One-time3
  • SubManager+ Family Upgrade$7.99
  • SubManager+$9.99
  • SubManager+ Family$17.99
2 purchases

Lumen Budget

Subscriptions1
  • Pro$4.991 Month
One-time1
  • 10 Insight Credits$4.99

Questions

Is SubManager free?
SubManager is free to download, with in-app purchases available.
Is Lumen Budget free?
Lumen Budget is free to download, with in-app purchases available.
Which has better reviews, SubManager or Lumen Budget?
Lumen Budget is rated higher. SubManager averages 4.8 out of 5 from 68 ratings, while Lumen Budget averages 5.0 from 3 ratings.
Do SubManager or Lumen Budget have ads?
Neither SubManager nor Lumen Budget shows ads.
Which is updated more often, SubManager or Lumen Budget?
SubManager ships an update every 8 days, and Lumen Budget every 4 months. Most recently, SubManager was updated on October 25, 2026 and Lumen Budget on October 22, 2026.

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