SubManager vs Finance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubManager
Effortlessly manage all your recurring service payments in one centralized location. Receive timely reminders before renewals to avoid unexpected charges. Gain valuable insights into your spending habits and keep your finances organized.
- Unlimited subscription tracking
- Advance renewal notifications (up to 90 days)
- Foreign currency conversion
- Subscription insights
- iCloud sync
- Widgets and Siri Shortcuts
- Apple Watch support
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Stop wasting money on subscriptions. Featured in 9to5Mac’s Indie App Spotlight Track all your subscriptions in one place with SubManager — a simple, private, and powerful way to stay on top of your recurring payments. - Know exactly what you’re paying every month - Avoid unexpected charges and forgotten renewals - Stay in control of all your subscriptions in one place - No ads or accounts required - Private by design — your data syncs securely with iCloud - Access your data across iPhone, iPad, Mac, Apple Watch, Apple Vision Pro, and the web via iCloud Key features: - Unlimited subscription tracking - Renewal reminders (up to 90 days in advance) - Spending insights - Currency conversion for international subscriptions - iCloud sync across all your devices - Home Screen & Lock Screen widgets - Apple Watch support - Siri Shortcuts - Web app for viewing your data anywhere - No ads Unlock advanced features with a one-time purchase by upgrading to SubManager+: - Import subscriptions from documents with Apple Intelligence - Calendar view - Free trial tracking - Categories & payment methods - Price history tracking - Search App Store icons - Advanced insights - Archive expired subscriptions - Expiry notifications - Store lifetime subscriptions - App lock - Export to CSV, PDF or JSON and import from JSON - Change the app icon on your iPhone or iPad to your local currency Feedback is always welcome. You can send your feedback by going to Settings -> Send Feedback Follow SubManager on social media: X @SubManagerApp Bluesky @submanager.app Mastodon @submanager@indieapps.space Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Finance Tracker
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Finance Tracker gives you one clear picture of your money — what you own, what you owe, and where it's going. No bank logins required. You stay in control by entering your own balances, so your banking credentials are never shared with anyone. TRACK EVERYTHING IN ONE PLACE • Bank accounts, credit cards, lines of credit, investments and loans • Real-time net worth with assets vs debts • Quick Update to refresh all your balances in seconds • Balance history charts for every account BILLS THAT NEVER SURPRISE YOU • Track recurring bills and income • Reminders before bills are due • Monthly calendar of what's coming in and going out UNDERSTAND YOUR MONEY • Income vs expenses and cash-flow breakdowns • Net worth trend over time • Savings rate and debt-to-income analysis • Asset allocation across your accounts • Spending by category PLAN AHEAD • Budget planner • Savings goals and financial goals • Emergency fund calculator • Debt payoff planner (avalanche or snowball) showing when each debt clears • Loan calculator with a full amortization schedule REPORTS YOU CAN KEEP • Download net worth, monthly, annual and portfolio reports as PDF • Export your data to CSV BUILT FOR PRIVACY • Face ID / Touch ID app lock • Two-factor authentication • Delete your account and data at any time • Multi-currency and country support WORKS EVERYWHERE Your data syncs with the free web app at freefinancetracker.com, so you can manage things on your phone, iPad or computer. Free to use. No ads.
Screenshots
Verdict
The clearest difference is in-app purchases: Finance Tracker at none against SubManager's 3. Finance Tracker also leads on iOS requirement (13.0 vs 17.4). SubManager's advantage is device support (5 vs 3). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubManager sells 3 one-off in-app purchases. Finance Tracker asks for nothing beyond the download.
| Parameter | SubManager | Finance Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (65 ratings) — better | — |
| Positive reviews | 97.4% of reviews | — |
| Number of ratings | 65 — better | — |
| Update frequency | Every 8 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch, Vision Pro — better | iPhone, iPad, iPod |
| Requires iOS | 17.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 123 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahnaf Mahmud | NEERAJ SHARMA |
In-app purchases
SubManager
- SubManager+ Family Upgrade$7.99
- SubManager+$9.99
- SubManager+ Family$17.99
Finance Tracker
No in-app purchases
Questions
Is SubManager free?
Is Finance Tracker free?
Do SubManager or Finance Tracker have ads?
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