Comparison

BNC vs BanescoPagos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNC

Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.

Highlights
  • Interbank transfers
  • Mobile payments
  • Credit card management
  • Foreign currency exchange
  • Biometric authentication
  • Bill payments
  • Account balance and movements
Features
Read full description

Descarga la App BNC. ¡Descárgate un peso de encima! Todas tus operaciones bancarias en una sola App. Al descargar la App BNC, tendrás al Banco en tus manos, con la facilidad y comodidad que necesitas. Guarda tus credenciales para la validación de operaciones, y confírmalas solo con tu huella dactilar, como nuevo sistema biométrico sin el uso de las coordenadas. Ahora ir al Banco es tan fácil como sacar tu celular y usar la App BNC. Operaciones para ti: Moneda Nacional • Transferencias Interbancarias • Pago Móvil Al Instante BNC • Tarjetas de Crédito • Pagos: Terceros, Nóminas, Proveedores, Servicios, Tarjetas de Crédito y Consulta Abonos POS • Pago de Impuestos: SENIAT, Contribuyentes Especiales • Saldos y Movimientos • Fideicomisos Moneda Extranjera • Compra y Venta de Divisas: Mesa de Cambio BNC, Menudeo BNC, Intervención Cambiaria • Solicitud de Depósito y Retiro de Divisas Solicitudes • Referencias Bancarias • Depósitos Electrónicos • Actualización de Datos • Emisión de Tarjeta de Bingo BNC • Cambio de Clave: Cajero y BNCNET • Reporte a Conexión Internacional Descárgate el peso de las complicaciones y realiza todas tus operaciones en la App BNC.

About

BanescoPagos

Manage your business's electronic payments and collections in one place. Assign employee credentials to enable various payment functionalities, track transactions, and calculate currency conversions.

Highlights
  • Centralized payment and collection services
  • Employee credential assignment
  • Cash change and payment validation
  • Electronic debit payments
  • Transaction management and export
  • Currency conversion calculator
Features
Read full description

Nuestra app integra y centraliza diversos servicios de cobros y pagos para los clientes afiliados a la Suite BanescoPagos. Con ella, puedes realizar todos tus cobros y pagos electrónicos en un solo lugar y llevar el control de tu negocio sin problemas. Además, con las credenciales que tú le asignes a tus empleados, ellos podrán: - Dar cambio cuando los clientes paguen en efectivo. - Validar pagos (Pago Móvil y Transferencias) de inmediato. - Cobrar con débito electrónico a clientes de Banesco. - Administrar, conciliar y exportar las transacciones diarias. - Calcular los montos de tus cobros en divisas al cambio de la tasa BCV del día en la función calculadora - Acceso directo a los datos de Pago Móvil de tu negocio desde el menú lateral para compartirlo con tus clientes de forma fácil y rápida cuando lo necesites. ¿Te gusta la app de BanescoPagos? ¡Deja una valoración! Gracias a tus comentarios trabajamos las actualizaciones de la app y mejoramos cada día.

Screenshots

BNC4 screens
BanescoPagos4 screens

Verdict

The call

The clearest difference is rating: BanescoPagos at 2.6 against BNC's 2.2. BNC's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (248 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BanescoPagos holds the better App Store score, 2.6 against 2.2. That said, the two scores are not equally well evidenced: BNC has 248 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

BNC ships an update every 2 weeks, BanescoPagos every 3 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
BNC versus BanescoPagos: the parameters behind the verdict, then further details
ParameterBNCBanescoPagos
PriceFreeFree
Rating2.2 (248 ratings)2.6 (5 ratings) — better
Positive reviews11.5% of reviews—
Number of ratings248 — better5
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size206 MB13 MB
Age rating4+4+
DeveloperBanco Nacional de CréditoBanesco

Customer experience

BNC

All ratings248 ratings
Positive26.2%
Neutral4.4%
Negative69.4%
Written reviews104 reviews
Positive11.5%
Neutral4.8%
Negative83.7%

BanescoPagos

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%

Bugs and requests

BNC

Reported bugs

12 issues
  • App freezes on startup and during use
  • Screen becomes unresponsive to touch input
  • Token lightning bolt icon fails to display
  • Face ID authentication locks screen completely
  • Login credentials mismatch errors
Show 7 more
  • Session timeout errors and duplicate session messages
  • App crashes on iOS 18 compatibility
  • Biometric access blocked after freeze
  • Print function non-functional
  • Screenshots appear black on iOS 26
  • Cannot download or reinstall app properly
  • Infinite loading on login attempts

Requested features

6 requests
  • NFC payment capability from mobile app
  • Multiple transactions without exiting app
  • Improved biometric authentication stability
  • Print/document viewing functionality
  • Better offline functionality
Show 1 more
  • Remote password recovery options

BanescoPagos

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BNC

No in-app purchases

None

BanescoPagos

No in-app purchases

Questions

Is BNC free?
BNC is free to download, with no in-app purchases.
Is BanescoPagos free?
BanescoPagos is free to download, with no in-app purchases.
Which has better reviews, BNC or BanescoPagos?
BanescoPagos is rated higher. BNC averages 2.2 out of 5 from 248 ratings, while BanescoPagos averages 2.6 from 5 ratings.
Do BNC or BanescoPagos have ads?
Neither BNC nor BanescoPagos shows ads.
Which is updated more often, BNC or BanescoPagos?
BNC ships an update every 2 weeks, and BanescoPagos every 3 months. Most recently, BNC was updated on September 24, 2026 and BanescoPagos on September 21, 2026.

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