BNC vs T Móvil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNC
Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.
- Interbank transfers
- Mobile payments
- Credit card management
- Foreign currency exchange
- Biometric authentication
- Bill payments
- Account balance and movements
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Descarga la App BNC. ¡Descárgate un peso de encima! Todas tus operaciones bancarias en una sola App. Al descargar la App BNC, tendrás al Banco en tus manos, con la facilidad y comodidad que necesitas. Guarda tus credenciales para la validación de operaciones, y confírmalas solo con tu huella dactilar, como nuevo sistema biométrico sin el uso de las coordenadas. Ahora ir al Banco es tan fácil como sacar tu celular y usar la App BNC. Operaciones para ti: Moneda Nacional • Transferencias Interbancarias • Pago Móvil Al Instante BNC • Tarjetas de Crédito • Pagos: Terceros, Nóminas, Proveedores, Servicios, Tarjetas de Crédito y Consulta Abonos POS • Pago de Impuestos: SENIAT, Contribuyentes Especiales • Saldos y Movimientos • Fideicomisos Moneda Extranjera • Compra y Venta de Divisas: Mesa de Cambio BNC, Menudeo BNC, Intervención Cambiaria • Solicitud de Depósito y Retiro de Divisas Solicitudes • Referencias Bancarias • Depósitos Electrónicos • Actualización de Datos • Emisión de Tarjeta de Bingo BNC • Cambio de Clave: Cajero y BNCNET • Reporte a Conexión Internacional Descárgate el peso de las complicaciones y realiza todas tus operaciones en la App BNC.
T Móvil
Manage your personal and business finances with this app. Perform mobile payments, currency exchanges, and view account details. Secure biometric login ensures easy and safe access to your financial services.
- Account balance summary
- Mobile payments (Bolívares and Divisas)
- Currency exchange
- Biometric login
- Detailed account and loan inquiries
- Financial instrument movement tracking
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DIRIGIDO A: Personas naturales. Personas jurídicas. CARACTERÍSTICAS PERSONA NATURAL: •Resumen (saldo de las cuentas). •Pago Móvil (Bolívares y Divisas). •Favoritos de Pago Móvil. •Cobro C2P (Generar Token). •Compra de Divisas por Menudeo y Mesa de Cambio. •Pagos de Telefonía. •Pago de Recaudaciones. •Movimientos Pago Móvil. •Ingreso Biométrico. CARACTERÍSTICAS PERSONA JURÍDICA: •Consulta detallada de sus cuentas. •Consulta detallada de préstamos. •Compra y Venta de Divisas (Menudeo y Mesa de Cambio). •Movimientos de sus instrumentos financieros. REQUISITOS: •Estar afiliado a Tesoro EnLínea. •Poseer dispositivo móvil habilitado técnicamente para tener acceso al servicio TMóvil.
Screenshots
Verdict
The clearest difference is rating: T Móvil at 4.7 against BNC's 2.2. T Móvil also leads on review sentiment (51% vs 12%) and ratings volume (1.5K vs 248). BNC's advantage is update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
T Móvil holds the better App Store score, 4.7 against 2.2. That said, the two scores are not equally well evidenced: T Móvil has 1.5K ratings behind it against 248, so its average is the more settled of the two. Written reviews point the same way: 12% of BNC's written reviews are positive against 51% of T Móvil's.
BNC ships an update every 2 weeks, T Móvil monthly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.
| Parameter | BNC | T Móvil |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (248 ratings) | 4.7 (1.5K ratings) — better |
| Positive reviews | 11.5% of reviews | 50.8% of reviews — better |
| Number of ratings | 248 | 1.5K — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15 |
| Further details — not scored | ||
| Size | 206 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Nacional de Crédito | Graca Consultores C.A. |
Customer experience
BNC
T Móvil
Bugs and requests
BNC
Reported bugs
12 issues- App freezes on startup and during use
- Screen becomes unresponsive to touch input
- Token lightning bolt icon fails to display
- Face ID authentication locks screen completely
- Login credentials mismatch errors
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- Session timeout errors and duplicate session messages
- App crashes on iOS 18 compatibility
- Biometric access blocked after freeze
- Print function non-functional
- Screenshots appear black on iOS 26
- Cannot download or reinstall app properly
- Infinite loading on login attempts
Requested features
6 requests- NFC payment capability from mobile app
- Multiple transactions without exiting app
- Improved biometric authentication stability
- Print/document viewing functionality
- Better offline functionality
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- Remote password recovery options
T Móvil
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BNC
No in-app purchases
T Móvil
No in-app purchases








