Comparison

Dime vs Zerosum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dime

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

Highlights
  • 100% free forever
  • Insightful expenditure breakdowns
  • Budget creation and tracking
  • Recurring expense management
  • iCloud sync across devices
  • Custom expense input reminders
  • Biometric data protection
Features
Read full description

Why You’ll Love Dime: • 100% free forever, with no paywall or ads. • Beautifully iOS-centric design, with simplicity at its core. • Insightful expenditure breakdowns over various time periods. • Create budgets based on expense categories and stick to them. • Create recurring expenses with custom time frames. • Sync your expenses, categories and budgets with other devices via iCloud. • Custom reminders to input your expenses. • Biometric authentication to protect your data. • Home screen quick actions make capturing new expenses a breeze. • A gorgeous night theme for dark mode fanatics. • Informative home and lock screen widgets keep you updated at a glance. Dime was built by a solo student developer looking to kickstart his programming journey. If you have any questions or feedback, feel free to get in touch through the app or via Instagram @camerafael. Start monitoring your expenditure and take ownership over your finances with Dime.

About

Zerosum

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

Highlights
  • Zero-based budgeting
  • Savings goal tracking
  • Financial analytics and forecasts
  • Recurring transaction scheduling
  • Bank sync or manual entry
  • Family budget sharing
Features
Read full description

Zerosum is zero-based budgeting that actually makes sense. Plan every dollar before you spend it, hit your savings goals, and always know exactly where your money is going. PLAN EVERY DOLLAR Start each month by planning where every dollar goes, so your spending matches your priorities before the money is gone. SAVINGS GOALS THAT FIT REAL LIFE Save on a schedule, refill monthly categories, save by a date, or track open-ended balances. Simple goals for how people actually budget. ANALYTICS AND FORECASTS Net worth, spending by category, cash flow, income trends, and financial forecasts. Twelve reports that help you make better decisions. RECURRING TRANSACTIONS Set bills, subscriptions, and paychecks once with flexible scheduling: daily, weekly, monthly, yearly, or any custom interval. Never enter the same transaction twice. BANK SYNC OR FULLY MANUAL Connect your accounts for automatic imports, or go fully manual. Your workflow, your choice. SHARE WITH FAMILY Share a budget with your partner or family so everyone stays on the same page. Your money, organized. Start with a free 1 month trial. SUBSCRIPTIONS Zerosum offers Basic, Plus and Pro plans, each available monthly or annually. Prices are shown in the app before purchase. Payment is charged to your Apple Account at confirmation of purchase, and your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://zerosum.so/terms Privacy Policy: https://zerosum.so/privacy

Screenshots

Dime4 screens
Zerosum4 screens

Verdict

The call

The clearest difference is update cadence: Zerosum at every 2 days against Dime's every 3 weeks. Zerosum also leads on rating (5.0 vs 4.8). Dime's advantage is monetization model (free vs freemium) and ratings volume (318 vs 33). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dime sells 3 one-off in-app purchases and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Zerosum holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Dime has 318 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 90% of Dime's written reviews are positive against 95% of Zerosum's.

UpkeepUpdate frequency

Dime ships an update every 3 weeks, Zerosum every 2 days. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
Dime versus Zerosum: the parameters behind the verdict, then further details
ParameterDimeZerosum
PriceFreeFree
Rating4.8 (318 ratings)5.0 (33 ratings) — better
Positive reviews90.0% of reviews95.0% of reviews — better
Number of ratings318 — better33
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size32 MB11 MB
Age rating4+4+
DeveloperRafael SohPedro Fidalgo

Customer experience

Dime

All ratings315 ratings
Positive94.3%
Neutral2.9%
Negative2.9%
Written reviews230 reviews
Positive90.0%
Neutral5.2%
Negative4.8%

Zerosum

All ratings31 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive95.0%
Neutral0.0%
Negative5.0%

Bugs and requests

Dime

Reported bugs

3 issues
  • Entries randomly disappearing
  • Crashes and freezes on certain devices
  • Widget not working as expected

Requested features

6 requests
  • Add income tracking
  • Implement biweekly budget option
  • Allow more category customization
  • Integrate with external accounts (e.g., bank, credit cards)
  • Implement receipt/check scanning with AI categorization
Show 1 more
  • Add ability to create multiple accounts

Zerosum

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Dime

One-time3
  • Small Tip$2.99
  • Medium Tip$4.99
  • Large Tip$7.99
6 purchases

Zerosum

Subscriptions6
  • Zerosum Basic (Monthly)1 Month trial$5.991 Month
  • Zerosum Plus (Monthly)1 Month trial$8.991 Month
  • Zerosum Pro (Monthly)1 Month trial$12.991 Month
Show 3 more
  • Zerosum Basic (Annual)$39.991 Year
  • Zerosum Plus1 Month trial$59.991 Year
  • Zerosum Pro (Annual)1 Month trial$89.991 Year

Questions

Is Dime free?
Dime is free to download, with in-app purchases available.
Is Zerosum free?
Zerosum is free to download, with in-app purchases available.
Which has better reviews, Dime or Zerosum?
Zerosum is rated higher. Dime averages 4.8 out of 5 from 318 ratings, while Zerosum averages 5.0 from 33 ratings.
Do Dime or Zerosum have ads?
Neither Dime nor Zerosum shows ads.
Which is updated more often, Dime or Zerosum?
Dime ships an update every 3 weeks, and Zerosum every 2 days. Most recently, Dime was updated on October 25, 2026 and Zerosum on October 25, 2026.

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