OneMoney vs Xalder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneMoney
Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.
- Track stocks, mutual funds, and crypto
- Wealth ranking among users
- Advanced analytics charts
- Monthly and annual reports
- Visualize FIRE progress
- No bank linking for security
- Offline functionality
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◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors "Portfolio management made easy" • ISA, IRA, 401(k) Holders "Easy to track investment returns" • FIRE Seekers "I can visualize wealth-building progress" • Privacy-Conscious Users "Chose this for security" • Aspiring High-Net-Worth Individuals "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts Visualize by day, week, month, or year All 4 chart types free: line, area, bar, and ratio • Portfolio Management Pie charts & heatmaps for allocation Daily, monthly, yearly comparisons • Custom Categories Stocks, crypto, retirement & more • Assets & Liabilities Together Auto-calculated net worth • Input History View, edit & delete past entries • CSV Import/Export Migrate from other apps • Dark Mode Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy
Xalder
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Your financial freedom starts here. Do you want to know exactly where your money goes? Xalder transforms personal finance management into a simple, powerful, and shared experience. Forget about complicated spreadsheets. Xalder offers professional tools in the palm of your hand so you can make better economic decisions day by day. What can you do with Xalder? Smart Monthly Budgets: Define your limits and meet your goals. Create personalized budgets for each category and keep your expenses under control effortlessly. Stress-Free Shared Expenses: Do you live with a partner, share an apartment, or go on a trip with friends? Create shared expense accounts and split bills instantly. Track Your Net Worth: Don't just look at the month-to-month; look at the long term. Visualize the evolution of your net worth and see how your wealth grows over time. Advanced Financial Analysis: Access financial ratios that are normally only used by experts. Understand your debt level, your savings capacity, and your solvency with clear charts. Quick Logging: Record your daily expenses in seconds. A clean and fast interface designed so that keeping your accounts up to date doesn't feel like a chore. Download Xalder today and make your money work for you.
Screenshots
Verdict
The clearest difference is in-app purchases: Xalder at none against OneMoney's 2. Xalder also leads on ads (none vs shown). OneMoney's advantage is update cadence (weekly vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OneMoney sells 2 in-app purchases, starting at $1.99 per month. Xalder asks for nothing beyond the download.
OneMoney ships an update weekly, Xalder every 3 weeks. The most recent releases landed on October 30, 2026 and September 21, 2026 respectively.
| Parameter | OneMoney | Xalder |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 76.2% of reviews | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 48 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Junta Shoji | ANGEL ALCARAZ DASI |
In-app purchases
OneMoney
- Monthly Plan14 Days trial$1.991 Month
- Annual Plan14 Days trial$22.991 Year
Xalder
No in-app purchases









