Comparison

OneMoney vs Fire Tree

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneMoney

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.

Highlights
  • Track stocks, mutual funds, and crypto
  • Wealth ranking among users
  • Advanced analytics charts
  • Monthly and annual reports
  • Visualize FIRE progress
  • No bank linking for security
  • Offline functionality
Features
Read full description

◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors  "Portfolio management made easy" • ISA, IRA, 401(k) Holders  "Easy to track investment returns" • FIRE Seekers  "I can visualize wealth-building progress" • Privacy-Conscious Users  "Chose this for security" • Aspiring High-Net-Worth Individuals  "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up  "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors  "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts  Visualize by day, week, month, or year  All 4 chart types free: line, area, bar, and ratio • Portfolio Management  Pie charts & heatmaps for allocation  Daily, monthly, yearly comparisons • Custom Categories  Stocks, crypto, retirement & more • Assets & Liabilities Together  Auto-calculated net worth • Input History  View, edit & delete past entries • CSV Import/Export  Migrate from other apps • Dark Mode  Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy

About

Fire Tree

Features
Read full description

Grow your financial independence, one deposit at a time. Fire Tree turns the numbers you enter into a living money tree. Track your net worth, set a FIRE goal, log deposits as waterings, and watch 14 stages of growth — without connecting a bank. BUILT FOR CALM PROGRESS • Track assets, cash, retirement accounts, crypto, and debts • Choose a FIRE lifestyle, target year, and retirement location • See your monthly pace and progress toward your FIRE number • Keep a private journal of deposits and milestones • Export your garden as CSV or PDF • Use Fire Tree on iPhone and iPad PRIVATE BY DESIGN Your balances, goals, notes, reminders, and tree progress are stored locally. Fire Tree does not operate a cloud account, link financial institutions, upload balances, or sell personal data. FIRE TREE PLUS Unlock every tree style, unlimited accounts, deeper insights, and journal exports with a one-time purchase. Every price option unlocks the same lifetime access. There is no subscription and no automatic renewal. Fire Tree provides estimates for personal planning only, not financial, legal, or tax advice.

Screenshots

OneMoney4 screens
Fire Tree4 screens

Verdict

The call

The clearest difference is ads: Fire Tree at none against OneMoney's shown. Fire Tree also leads on iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneMoney sells 2 in-app purchases, starting at $1.99 per month and Fire Tree sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 6 level
OneMoney versus Fire Tree: the parameters behind the verdict, then further details
ParameterOneMoneyFire Tree
PriceFreeFree
Positive reviews76.2% of reviews—
Update frequencyWeekly—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size48 MB53 MB
Age rating4+4+
DeveloperJunta ShojiYishu Gu

In-app purchases

2 purchases

OneMoney

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$22.991 Year
3 purchases

Fire Tree

One-time3
  • Fire Tree Plus Lifetime$9.99
  • Fire Tree Plus Lifetime Standard$19.99
  • Fire Tree Plus Lifetime Supporter$29.99

Questions

Is OneMoney free?
OneMoney is free to download, with in-app purchases available.
Is Fire Tree free?
Fire Tree is free to download, with in-app purchases available.
Do OneMoney or Fire Tree have ads?
OneMoney shows ads; Fire Tree does not.

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