Comparison

JKB mGROW vs JKB mPay Delight+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JKB mGROW

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest online and utilize various financial calculators for planning.

Highlights
  • Complete portfolio reporting
  • Historical performance tracking
  • Online mutual fund investment
  • Advanced capital gain reports
  • SIP and insurance tracking
  • Financial calculators
Features
Read full description

JKB mGROW is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

JKB mPay Delight+

This official mobile banking app provides secure access to your accounts. Check balances, view statements, transfer funds, and manage cheques 24/7 with a user-friendly interface.

Highlights
  • Balance enquiry
  • Mini and full statements
  • Fund transfers
  • Cheque status enquiry
  • Stop cheque request
  • 24/7 service
Read full description

This is the Latest Version of J&K Bank's Official Mobile Banking Application (mPAY Delight Plus) Features: 1. Easy to use and completely secure. 2. Offers service like Balance Enquiry, Mini statement, Full Statement (Email & Download) Fund transfer within bank and other bank. 3. You can enquire cheque status and place request to stop issued cheque. 4. Facility available 24 * 7. 5. With new UI and user friendly options.

Screenshots

JKB mGROW4 screens
JKB mPay Delight+4 screens

Verdict

The call

The clearest difference is rating: JKB mGROW at 5.0 against JKB mPay Delight+'s 1.7. JKB mPay Delight+'s advantage is ratings volume (18 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JKB mGROW holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: JKB mPay Delight+ has 18 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
JKB mGROW versus JKB mPay Delight+: the parameters behind the verdict, then further details
ParameterJKB mGROWJKB mPay Delight+
PriceFreeFree
Rating5.0 (2 ratings) — better1.7 (18 ratings)
Positive reviews—41.7% of reviews
Number of ratings218 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size87 MB41 MB
Age rating4+4+
DeveloperJKB FINANCIAL SERVICES LIMITEDJammu & Kashmir Bank Ltd

Customer experience

JKB mGROW

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

JKB mPay Delight+

All ratings18 ratings
Positive11.1%
Neutral5.6%
Negative83.3%
Written reviews24 reviews
Positive41.7%
Neutral16.7%
Negative41.7%

In-app purchases

None

JKB mGROW

No in-app purchases

None

JKB mPay Delight+

No in-app purchases

Questions

Is JKB mGROW free?
JKB mGROW is free to download, with no in-app purchases.
Is JKB mPay Delight+ free?
JKB mPay Delight+ is free to download, with no in-app purchases.
Which has better reviews, JKB mGROW or JKB mPay Delight+?
JKB mGROW is rated higher. JKB mGROW averages 5.0 out of 5 from 2 ratings, while JKB mPay Delight+ averages 1.7 from 18 ratings.
Do JKB mGROW or JKB mPay Delight+ have ads?
Neither JKB mGROW nor JKB mPay Delight+ shows ads.
Which is updated more often, JKB mGROW or JKB mPay Delight+?
JKB mGROW ships an update every 2 months, and JKB mPay Delight+ every 2 months. Most recently, JKB mGROW was updated on October 24, 2026 and JKB mPay Delight+ on October 24, 2026.

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