JKB mGROW vs JKB mPay Delight+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JKB mGROW
Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest online and utilize various financial calculators for planning.
- Complete portfolio reporting
- Historical performance tracking
- Online mutual fund investment
- Advanced capital gain reports
- SIP and insurance tracking
- Financial calculators
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JKB mGROW is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator
JKB mPay Delight+
This official mobile banking app provides secure access to your accounts. Check balances, view statements, transfer funds, and manage cheques 24/7 with a user-friendly interface.
- Balance enquiry
- Mini and full statements
- Fund transfers
- Cheque status enquiry
- Stop cheque request
- 24/7 service
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This is the Latest Version of J&K Bank's Official Mobile Banking Application (mPAY Delight Plus) Features: 1. Easy to use and completely secure. 2. Offers service like Balance Enquiry, Mini statement, Full Statement (Email & Download) Fund transfer within bank and other bank. 3. You can enquire cheque status and place request to stop issued cheque. 4. Facility available 24 * 7. 5. With new UI and user friendly options.
Screenshots
Verdict
The clearest difference is rating: JKB mGROW at 5.0 against JKB mPay Delight+'s 1.7. JKB mPay Delight+'s advantage is ratings volume (18 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JKB mGROW holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: JKB mPay Delight+ has 18 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 24, 2026.
| Parameter | JKB mGROW | JKB mPay Delight+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.7 (18 ratings) |
| Positive reviews | — | 41.7% of reviews |
| Number of ratings | 2 | 18 — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 87 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | JKB FINANCIAL SERVICES LIMITED | Jammu & Kashmir Bank Ltd |
Customer experience
JKB mGROW
JKB mPay Delight+
In-app purchases
JKB mGROW
No in-app purchases
JKB mPay Delight+
No in-app purchases









