JKB mPay Delight+

JKB mPay Delight+

by Jammu & Kashmir Bank Ltd

18 ratings
24 reviews
Free

Details

  • Released
  • Updated
  • August 23, 2023
  • December 31, 2025
JKB mPay Delight+ screenshot #1 for iPhone
JKB mPay Delight+ screenshot #2 for iPhone
JKB mPay Delight+ screenshot #3 for iPhone
JKB mPay Delight+ screenshot #4 for iPhone
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About

This official mobile banking app provides secure access to your accounts. Check balances, view statements, transfer funds, and manage cheques 24/7 with a user-friendly interface.

Balance enquiry
Mini and full statements
Fund transfers
Cheque status enquiry
Stop cheque request
24/7 service
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What's New in JKB mPay Delight+

1.1.5

December 31, 2025

Re-KYC enabled

User reviews

Smooth, Reliable & User-Friendly Banking Experience ⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐
JKB mPay Delight+ is an excellent and user-friendly banking app with a clean interface and smooth performance. Transactions are quick and hassle-free, making daily banking very convenient. A great digital initiative by J&K Bank! 👍

Worst app ever

This is by far one of the worst banking apps I have ever used. Jammu & Kashmir Bank MPay Delight Plus is completely unreliable and poorly developed. Every single time I open the app, it gets stuck on loading, and if it somehow passes that stage, it freezes again at the biometric screen. The only solution is to force close the app and reopen it again and again like a fool.

This issue is constant, not occasional. It feels like the app was released without proper testing. I use several other bank apps regularly, and none of them behave this badly. Those apps work smoothly, while this one is nothing but frustration and wasted time.

For a bank that claims to support digital banking, this performance is embarrassing. Customers are not beta testers. Either fix the loading and biometric issues immediately or stop pushing users to rely on such a broken app. This level of incompetence is unacceptable from a banking institution.
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Best Banking App

The app is simple to use and offers all essential banking services in one place. Transactions are convenient, the interface is clean, and it makes everyday banking much easier. A reliable and helpful app for managing accounts on the go.

Not any option of card management

Sometimes many options are not available for new users like this option of manage card please solve these problems

Basic features missing related to credit card

This app is not at all user friendly for credit card transaction tracking, in credit card section it does not show on which date and how much payment was done for credit card. Due to this basic feature missing you can’t track whether you have paid credit card bill or not, ministatment shows only debit transactions
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Developer apps

FAQ

What services does JKB mPay Delight+ offer?

JKB mPay Delight+ allows users to perform balance enquiries, view mini and full statements (email and download), transfer funds within and to other banks, enquire about cheque status, and request to stop issued cheques.

Is JKB mPay Delight+ secure?

Yes, the app is described as completely secure, providing a safe platform for managing your banking needs.

What devices are supported by JKB mPay Delight+?

Currently, JKB mPay Delight+ is supported on iPhone devices.

How often is JKB mPay Delight+ updated?

The latest version of JKB mPay Delight+ was released on 2023-08-23, with the last update indicated as 2025-12-31, suggesting regular updates.

What is the age rating for JKB mPay Delight+?

JKB mPay Delight+ has an age rating of 4+, making it suitable for a wide range of users.

Does JKB mPay Delight+ have ads?

No, JKB mPay Delight+ does not contain advertisements.

What is the user sentiment for JKB mPay Delight+?

Based on the provided data, JKB mPay Delight+ has a rating of 1.7 stars from 18 ratings, indicating a generally negative user sentiment.

Can I transfer funds to other banks using JKB mPay Delight+?

Yes, JKB mPay Delight+ facilitates fund transfers both within J&K Bank and to other banks.