Pay4Power Merchant vs GT e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay4Power Merchant
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Pay4Power Merchant is a robust utility app solution that enables merchants to conveniently purchase electricity tokens via multiple channels (Web, Mobile, USSD, Bank Branch and POS) on behalf of the consumers from all discos in Nigeria.
GT e
This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.
- Generates One-Time Passwords (OTPs)
- Authenticates electronic transactions
- Alternative to hardware tokens
- Supports web, internet, and mobile banking
- Secure 6-digit passcode login
- 24/7 banking access
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GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.
Screenshots
Verdict
The clearest difference is update cadence: GT e at fortnightly against Pay4Power Merchant's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay4Power Merchant ships an update every 5 weeks, GT e fortnightly. Both last shipped on October 17, 2026.
| Parameter | Pay4Power Merchant | GT e |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (587 ratings) — better |
| Positive reviews | — | 59.0% of reviews |
| Number of ratings | — | 587 — better |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 92 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | PAY4POWER LTD | Guaranty Trust Bank PLC |
In-app purchases
Pay4Power Merchant
No in-app purchases
GT e
No in-app purchases
