Expense & Budget vs Ledgrify

**Take control of your money in two taps a day — no bank login, no data harvesting, ever.** Log every expense, income, and transfer in seconds. Set budgets that warn you *before* you overspend. See your whole month in clean charts. Your books stay on your device — no bank logins, no selling your spending habits, no ad network watching where your money goes. Built for anyone who wants real control of their money — freelancers with uneven income, families splitting bills, savers chasing a goal, anyone done handing their financial life to a faceless app. Simple enough to use daily. Strong enough to pay off debt, build savings, and finally answer "where did the month go?" **Features:** - **Add money in two taps** — Income, expense, or transfer on one fast screen with a tap-to-pick category grid. Snap a receipt photo and attach it to any entry. Logged before your coffee gets cold. - **Budget alerts before you overspend** — Set a budget for any category and get a push notification at 75%, 90%, and 100%. The first warning comes early — not after you're already in the red. - **See exactly where it goes** — Spending trends, income-vs-expense bars, category breakdown donuts, and a net-worth line. Your entire financial picture on one screen. - **Your month, every way you look at it** — Daily, weekly, and monthly views plus a full calendar with per-day totals. Tap any day to see exactly what you spent. - **Every account in one place** — Cash, checking, savings, credit cards, loans, investments, and more — each in its own currency. Cross-currency transfers lock in the exchange rate the moment you enter them, so old balances never drift. - **Recurring bills post themselves** — Salary, rent, subscriptions, and loan payments land automatically on the right date. Set it once and forget it. - **No bank links. Ever.** — Nothing connects to your bank. Your books live on your device, full stop. Your spending habits are never sold, tracked, or mined. - **Free cloud sync + web app** — Sign in with Apple or Google to back up and sync across iPhone, iPad, and the web app at app.moneyeco.io. Sync is free for everyone — never paywalled. - **Lock it down** — Hide your finances behind a PIN plus Face ID or Touch ID. - **Your data is yours** — Export your entire history to one backup file and import it anywhere. Sign out and your local books stay put. - **One-time upgrade** — Pay once to remove ads and unlock unlimited accounts and budgets. No subscription. No recurring charge. Yours forever. Whether you're paying off debt, building a savings runway, splitting bills, or just want to know where the month went — Expense Budget gives you the full picture and keeps it completely private. === Premium Subscription - Payment charged to your Account at confirmation of purchase - Subscription renews automatically unless cancelled at least 24 hours before the end of the current period - Manage or turn off auto-renewal anytime in your Account Settings - Privacy Policy: https://apponance.com/privacy - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Ledgrify — Personal Finance Tracker Know exactly where your money goes. Ledgrify is a simple, private expense tracker. Your financial data stays on your device — no account, no cloud, no clutter. Track Every Dollar - Log expenses and income in seconds - Scan receipts with your camera — details filled in automatically - Set up recurring bills and subscriptions so nothing gets missed - Browse your full transaction history with search and filters Split Bills with Friends - Split evenly by group: set how many people each group covers and Ledgrify splits the bill per person — perfect when one person pays for two, another for three - Or split by item: scan a receipt and assign each line to the right person — Ledgrify does the maths - Your own share is always shown, so you know exactly what you owe - Tweak any amount and the rest rebalances automatically - Track who's paid you back and who still owes - Request money via Venmo, Apple Cash, PayPal, or Cash App — right from the app - Save your go-to people for one-tap splitting next time Understand Your Spending - Monthly budget overview with category breakdown - Spending trends with month-over-month and year-over-year comparisons - Year-end forecast based on your real spending and recurring bills - Smart saving suggestions tailored to your habits Meet Q, Your AI Assistant - Chat with Q to report a bug, request a feature, or ask how something works - Just describe it in your own words — no forms, no waiting - Optional: Q only receives the messages you choose to send Built for Privacy - Your finances stay on your device — never uploaded - Optional Face ID / Touch ID app lock - Export encrypted backups anytime - No account or sign-in ever required Free to use. Upgrade to Ledgrify Premium ($0.99/month) to remove ads. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/st Privacy Policy: https://docs-ledgrify.angezou.com/privacy-and-data