Comparison

MoneyPlan vs Ledgrify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyPlan

Manage your monthly budgets, track expenses, and gain spending insights with AI-powered transaction entry. Sync data across Apple devices and receive reminders for upcoming bills.

Highlights
  • AI-powered transaction entry with natural language
  • Import transactions from payment screenshots
  • Schedule fixed expenses with reminders
  • Monthly budget management by category
  • Spending reports and trend analysis
  • iCloud sync across Apple devices
  • Transaction tagging for easy search
Features
Read full description

MoneyPlan is a budget planner for managing monthly budgets, fixed expenses, and reports in one place, with an AI tab that lets you add transactions in natural language and ask about your spending right away. Sync the same budget across iPhone, Mac, and iPad with iCloud, and pick up right where you left off on any device. In the AI tab, you can capture transactions with natural language and import draft transactions by sharing payment screenshots from Photos or Wallet before reviewing and saving them. Schedule fixed expenses on a calendar, get reminders before you miss them, and review monthly reports that show category share and spending trends at a glance. In the AI tab, you can also save favorite examples, add your own prompts, and use tags to organize transactions for faster search later. Features - Add transactions with natural language in the AI tab and ask about spending patterns - Save favorite AI examples and add your own prompts for faster entry - Add tags to transactions and find them again through search - Import draft transactions from payment screenshots shared from Photos or Wallet - Manage monthly budgets by category and total budget - Track fixed expenses and scheduled spending with reminders - Review monthly reports and category spending insights - Sync your data with iCloud across your Apple devices - Check remaining budget and today's spending with widgets MoneyPlan focuses on helping you stay consistent with your budget every month without adding unnecessary complexity. Contact: cs@sori-games.com

About

Ledgrify

This personal finance app allows you to track expenses and income privately and offline. It offers features like receipt scanning, bill reminders, and the ability to split expenses with friends. Gain insights into your spending habits with budget overviews and trend analysis.

Highlights
  • Offline expense and income logging
  • Receipt scanning with auto-fill
  • Recurring bill and subscription tracking
  • Bill splitting with payment tracking
  • Monthly budget overview and spending trends
  • Smart saving suggestions
  • Private, on-device data storage
Features
Read full description

Ledgrify — Personal Finance Tracker Know exactly where your money goes. Ledgrify is a simple, private expense tracker. Your financial data stays on your device — no account, no cloud, no clutter. Track Every Dollar - Log expenses and income in seconds - Scan receipts with your camera — details filled in automatically - Set up recurring bills and subscriptions so nothing gets missed - Browse your full transaction history with search and filters Split Bills with Friends - Split evenly by group: set how many people each group covers and Ledgrify splits the bill per person — perfect when one person pays for two, another for three - Or split by item: scan a receipt and assign each line to the right person — Ledgrify does the maths - Your own share is always shown, so you know exactly what you owe - Tweak any amount and the rest rebalances automatically - Track who's paid you back and who still owes - Request money via Venmo, Apple Cash, PayPal, or Cash App — right from the app - Save your go-to people for one-tap splitting next time Understand Your Spending - Monthly budget overview with category breakdown - Spending trends with month-over-month and year-over-year comparisons - Year-end forecast based on your real spending and recurring bills - Smart saving suggestions tailored to your habits Meet Q, Your AI Assistant - Chat with Q to report a bug, request a feature, or ask how something works - Just describe it in your own words — no forms, no waiting - Optional: Q only receives the messages you choose to send Built for Privacy - Your finances stay on your device — never uploaded - Optional Face ID / Touch ID app lock - Export encrypted backups anytime - No account or sign-in ever required Free to use. Upgrade to Ledgrify Premium ($0.99/month) to remove ads. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/st Privacy Policy: https://docs-ledgrify.angezou.com/privacy-and-data

Screenshots

MoneyPlan4 screens
Ledgrify3 screens

Verdict

The call

The clearest difference is ads: Ledgrify at none against MoneyPlan's shown. MoneyPlan's advantage is device support (4 vs 2). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyPlan sells 1 one-off in-app purchase and Ledgrify sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MoneyPlan ships an update every 6 days, Ledgrify weekly. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
MoneyPlan versus Ledgrify: the parameters behind the verdict, then further details
ParameterMoneyPlanLedgrify
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings—2 — better
Update frequencyEvery 6 days — betterWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size24 MB11 MB
Age rating4+4+
DeveloperSori GamesNing Zou

Customer experience

MoneyPlan

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ledgrify

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

MoneyPlan

One-time1
  • Premium$9.99
1 purchases

Ledgrify

Subscriptions1
  • Ledgr Premium$0.991 Month

Questions

Is MoneyPlan free?
MoneyPlan is free to download, with in-app purchases available.
Is Ledgrify free?
Ledgrify is free to download, with in-app purchases available.
Do MoneyPlan or Ledgrify have ads?
MoneyPlan shows ads; Ledgrify does not.
Which is updated more often, MoneyPlan or Ledgrify?
MoneyPlan ships an update every 6 days, and Ledgrify weekly. Most recently, MoneyPlan was updated on October 7, 2026 and Ledgrify on October 12, 2026.

Other comparisons