Comparison

Expand vs IOOF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expand

Manage your investment accounts securely and conveniently. Track transactions, view performance with interactive graphs, and update personal details. Download statements and access adviser contact information.

Highlights
  • Access multiple investment accounts
  • Secure login with biometrics
  • View transactions and performance
  • Interactive balance graphs
  • Update personal details and beneficiaries
  • Download statements and reports
Features
Read full description

With the Expand app you can: • Access your Expand Essential or Expand Extra accounts in one place. • Enjoy secure access 24/7, using a passcode, fingerprint or facial recognition (available on compatible devices). • Check your transactions, performance, and current investment options. • Visualise your balance over time with an interactive graph, or access reports for your individual investments. • Review and make changes to your beneficiaries, personal details, communications preferences, and more. • Download statements and generate various reports. • Time for a review? Access your adviser’s contact details within the app. • Have a question? Contact our ClientFirst team on 1800 517 124, or clientfirst@myexpand.com.au Please note, an active Expand account is required to access the Expand app.

About

IOOF

Manage your Super or Pension accounts with secure 24/7 access. View balances, transactions, and performance. Make changes to investments, beneficiaries, and personal details. Download reports and forms easily.

Highlights
  • Secure 24/7 account access
  • View balance and transactions
  • Track investment performance
  • Update investments and beneficiaries
  • Download reports and forms
  • Find and combine super accounts
Features
Read full description

The IOOF app makes it easy to view your Super or Pension account while enjoying secure access 24/7, using a passcode, fingerprint or facial recognition.   With the IOOF app you can: • Check your balance, view your transactions and performance • Find and combine your super • Review and make changes to your investments, beneficiaries, personal details, communications preferences and more. • Download communications and generate numerous reports. • Download a choice of fund form to easily provide to your employer when you change jobs, or find out how to make additional after-tax contributions. • Visualise your balance over time with an interactive graph or access reports for your individual investments.   Please note, an active account is required to access the IOOF app.

Screenshots

Expand4 screens
IOOF4 screens

Verdict

The call

The clearest difference is monetization model: IOOF at ad-supported against Expand's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.

Scorecard1 real difference · 7 level
Expand versus IOOF: the parameters behind the verdict, then further details
ParameterExpandIOOF
PriceFreeFree
Positive reviews4.7% of reviews11.5% of reviews — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size119 MB119 MB
Age rating4+4+
DeveloperIOOF Service Co Pty LtdInsignia Financial Ltd

Customer experience

Expand

Written reviews107 reviews
Positive4.7%
Neutral0.9%
Negative94.4%

IOOF

Written reviews26 reviews
Positive11.5%
Neutral0.0%
Negative88.5%

Bugs and requests

Expand

Reported bugs

19 issues
  • Login screen freezes
  • App crashes on opening
  • Blank white screen on launch
  • Face ID/facial recognition fails
  • Password reset loop
Show 14 more
  • App bombs out after login attempts
  • SMS verification not received
  • App reverts to white screen after updates
  • App stalls and freezes
  • App logs out frequently
  • App not opening at all
  • Login page not accessible
  • Screen is completely white after entering PIN
  • App crashes on login
  • Face ID login ceased to work
  • App not working on newer devices
  • App not working on iPad in landscape
  • App not working on weekends/after hours
  • App not working after iOS update

Requested features

5 requests
  • Fix facial recognition
  • Improve app stability
  • Address portrait-only mode on tablets
  • Invest in app development and maintenance
  • Communicate with customers about fixes

IOOF

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expand

No in-app purchases

None

IOOF

No in-app purchases

Questions

Is Expand free?
Expand is free to download, with no in-app purchases.
Is IOOF free?
IOOF is free to download, with no in-app purchases.
Do Expand or IOOF have ads?
Neither Expand nor IOOF shows ads.
Which is updated more often, Expand or IOOF?
Expand ships an update every 2 months, and IOOF every 2 months. Most recently, Expand was updated on September 23, 2026 and IOOF on September 13, 2026.

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