Comparison

Budgeter vs Settlify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeter

Easily create a budget with multiple categories and track your income and expenses. This finance app helps you manage your money effectively by assigning transactions to specific budget areas.

Highlights
  • Create budgets with multiple categories
  • Add expenses and income
  • Track transactions by category
  • Easy to use interface
  • Supports iPhone and iPad
Read full description

Budgeter is an easy to use budgeting app that allows you to easily create a budget with multiple categories, and add expenses and income to those categories.

About

Settlify

Features
Read full description

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.

Screenshots

Budgeter3 screens
Settlify4 screens

Verdict

The call

The clearest difference is iOS requirement: Settlify at 13.0 against Budgeter's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 19, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 8 level
Budgeter versus Settlify: the parameters behind the verdict, then further details
ParameterBudgeterSettlify
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size1 MB25 MB
Age rating4+4+
DeveloperMallory HaasSPYRIDON GIANNAKAKIS

In-app purchases

None

Budgeter

No in-app purchases

None

Settlify

No in-app purchases

Questions

Is Budgeter free?
Budgeter is free to download, with no in-app purchases.
Is Settlify free?
Settlify is free to download, with no in-app purchases.
Do Budgeter or Settlify have ads?
Neither Budgeter nor Settlify shows ads.
Which is updated more often, Budgeter or Settlify?
Budgeter ships an update every 2 weeks, and Settlify every 2 weeks. Most recently, Budgeter was updated on October 19, 2026 and Settlify on October 13, 2026.

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