Citizens Pay vs Booklet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Pay
Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.
- 24/7 secure account access
- Paperless PDF statements
- Schedule one-time payments
- Set up Auto Pay
- View account balance
- Track transaction history
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Ready to manage your Citizens Pay accounts – anytime, anywhere – from the convenience of your mobile device! Enjoy all of these benefits: - 24/7 secure access to your Citizens Pay accounts in one place. - Go paperless with immediate access to your PDF statements. - Schedule a seamless one-time payment at any time, day or night. - Turn on Auto Pay to pay your monthly installment automatically from your bank account. - Stay on top of your account balance, transaction history, and purchase balance at any time.
Booklet
This app uses AI to automatically categorize and track business expenses from receipts. It provides tax estimates and generates exportable reports for freelancers and sole proprietors.
- AI receipt scanning
- Automatic expense categorization
- Schedule C tax estimates
- Mileage tracking
- CSV tax export
- Encrypted data storage
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Booklet turns the shoebox of receipts into a clean Schedule C — automatically. Built for freelancers, contractors, and sole proprietors who'd rather run their business than do bookkeeping. SNAP IT Photograph a receipt or import a PDF. Booklet's AI reads the vendor, date, subtotal, tax, total, payment method, and every line item — then suggests the right IRS Schedule C category for each one. REVIEW IN SECONDS Tap to confirm or change a category. Confirmed lines roll up into deductible totals by category, so you always know where you stand. One tap confirms a whole receipt. KNOW WHAT YOU OWE See your deductible total for the year, a breakdown by Schedule C category, and a quarterly federal tax estimate based on your projected income and filing status. Track business mileage and Booklet applies the standard IRS rate. EXPORT AT TAX TIME Download a Schedule C CSV grouped by category that drops into TurboTax or hands cleanly to your CPA. WHY BOOKLET • AI extraction — no manual data entry • Schedule C categories suggested for every line • Deductible totals and quarterly tax estimate • Mileage tracking at the IRS standard rate • CSV export for taxes • Your data is encrypted and never sold or used to train public AI models Booklet Pro is an auto-renewable subscription with a 14-day free trial. After the trial it renews monthly or annually until canceled. Manage or cancel any time in your App Store subscription settings. Booklet is a bookkeeping tool, not tax advice. Estimates are for planning; consult a tax professional for filing. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.usebooklet.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Citizens Pay at none against Booklet's 2. Citizens Pay also leads on ratings volume (15K vs 2) and device support (3 vs 1). Booklet's advantage is update cadence (every 3 days vs every 6 weeks). On price, rating and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Booklet sells 2 in-app purchases, starting at $19.99 per month. Citizens Pay asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Citizens Pay against 5.0 for Booklet. That said, the two scores are not equally well evidenced: Citizens Pay has 15K ratings behind it against 2, so its average is the more settled of the two.
Citizens Pay ships an update every 6 weeks, Booklet every 3 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.
| Parameter | Citizens Pay | Booklet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (15K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 41.7% of reviews | — |
| Number of ratings | 15K — better | 2 |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 79 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Bank, N.A. | Kirk Washam |
Customer experience
Citizens Pay
Booklet
Bugs and requests
Citizens Pay
Reported bugs
4 issues- Login screen freezes or shows errors
- App not compatible with latest iOS versions
- Blank screens and server errors
- Can't make more than minimum payment with auto-pay
Requested features
4 requests- Add Face ID or biometric login
- Allow pasting passwords
- Show payment details after making a payment
- Improve app stability and performance
Booklet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Citizens Pay
No in-app purchases
Booklet
- Booklet Pro (Monthly)14 Days trial$19.991 Month
- Booklet Pro (Annual)14 Days trial$190.001 Year
