Citizens Pay User Reviews

Customer Experience

Positive experience44.3% of reviews
Neutral5.1% of reviews
Negative experience50.6% of reviews

~ Based on 79 written reviews from the US App Store.

What users say

Is Citizens Pay Safe?

Citizens Pay appears safe based on user ratings. AppsHunter Safety Score for Citizens Pay is 98/100.

This assessment is based on 13,782 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.8% of ratings point to a safe experience
1.4% of ratings suggest some concerns
0.8% of ratings point to a risky experience

~ Based on 12,266 App Store ratings for Citizens Pay.

Is Citizens Pay Legit?

Citizens Pay appears to be a legitimate app. AppsHunter Legitimacy Score for Citizens Pay is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

App never works

Never had this app actually work, no idea how anyone could give this a five start rating.

HORRIBLE APP

Absolutely atrocious. I can’t log in and I can’t even set up a new log in because it won’t accept any password I create or even the ones that Apple generates. Was this app designed by a 3rd grader? This is ridiculous. In the year 2026, apples chosen finance company can’t even develop an app! Disgusting
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No 2 Factor option.

This app appears to offer no real benefit over the website. The app does not feature native iOS scrolling, rather it scrolls like Android.

Why doesn’t this account support proper 2 factor authentication with an authenticator app?

Worst app I’ve ever used

I’ve never had an app glitch as badly, as thoroughly, or as consistently as this one. Constant error messages, telling me I have no balance when I definitely do and am actively trying to pay it, and telling me my password was incorrect and locking me out when I was literally using my own face. I tried deleting and reinstalling but no dice. The website on my laptop is just as bad. The only thing that works is the website via my phone. I’ve never had to work so hard just pay someone money in my life.
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Absolutely Useless

Constantly freezes and crashes

Unusable

This app is so broken you can't even press anything it's just blank and says system errors, These other reviews must be fake

App doesn't work

Can't even use the app and i think im behind on payment from failure to login it says "server error" for a week straight and the app crashes nothing pops up on screen just blank loading with spammed error messages. Fix this

Simple enough

The simplicity of the app makes it easy to use

Loan

Never give me problems making payments.

Easy payment

Very easy transition.

Good experience

My only request would be to have a portal or list of retailers that work with Citizens Pay.

Very easy to use

Easy to use

What happened?

For some reason, the app logged me out and it’s frozen/useless. It won’t allow you the ability to log back in. It just doesn’t work anymore. It’s a completely broken app at this point.

Anybody there?

I tried to contact that company twice already in the past three weeks. Absolutely no response, zero. Bad customer service for sure.

Broken App

This app is useless, I cannot view the documents most buttons do not work. Constantly have to reset my password even after just resetting it.

Simple and Easy

very flexible and easy to use.

Auto or Pay Early

Able to pay with auto pay or pay early if you like.

Can’t get an account

I downloaded the app and tried to sign up for an account. I get an error message stating my information doesn’t match but I don’t have an account. I called the number listed she tells me I don’t have an account and she was dismissive.

Faulty app

Doesn’t let me sign up. I’ve tried calling support about it but it rings then goes to silent. When I try to enter my phone number for seeing if I have an existing account it sends a code to a number with the last digits of “11” which isn’t my number. So idk what that’s about but I cannot use this service or app.
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Worst application process

I been trying to checkout at best buy for 2 days now after I got approved for a line of credit and still can’t. Don’t expect to get your product the same day you get approved.