Citizens Pay Reviews: Is It Legit?

Customer Experience

Positive experience41.7% of reviews
Neutral4.8% of reviews
Negative experience53.6% of reviews

~ Based on 84 written reviews from the US App Store.

What users say about Citizens Pay

Is Citizens Pay Safe?

Citizens Pay appears safe based on user ratings. AppsHunter Safety Score for Citizens Pay is 98/100.

This assessment is based on 15,032 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.7% of ratings point to a safe experience
1.3% of ratings suggest some concerns
1.0% of ratings point to a risky experience

~ Based on 15,032 App Store ratings for Citizens Pay.

Is Citizens Pay Legit?

Citizens Pay appears to be a legitimate app. AppsHunter Legitimacy Score for Citizens Pay is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Don’t allow me to log in

I have a loan account with Citizens, and the online account system has been extremely frustrating. I’m unable to reset my account, and I haven’t been able to reach anyone in customer support for help. Every time I try to log in, I have to re-enroll my account just to access it. This issue really needs to be fixed.
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Bugged

This app is horrible. Constant freezing and/or loading icon. That’s opening and closing the app. Even deleting and reinstalling the app. Autopay never works. Then they close your account when you’re consistently trying to make payments.

Cant create an account

When i try to create an account, and i type in a password, it keeps saying the password is invalid. So i cant even create an account. Deleting app

APP GLITCHES

The app doesn’t even load, can’t even log in to pay my payments customer service keeps telling me to download the app to make the payment on there, but can’t since the app doesn’t even want to load!! I’m missing payments due to this.

Useless and Terrible

If I could give negative stars then I would. This app has a substantial amount of errors and will bring you nowhere. I would absolutely NOT recommend such a useless, faceless, and terrible app such as this one. You could have your username and password saved on your phone or written down somewhere and can count on this app to tell you that your information is wrong. Thanks a lot to the worthless owners who still haven’t done anything to fix such a problematic error in their system. DO NOT USE THIS APP. I repeat, DO. NOT. USE. THIS. APP. Please find an alternative way to get a loan. PLEASE. If this gets deleted then I will just post this again until you useless developers fix this ongoing issue.
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App never works

Never had this app actually work, no idea how anyone could give this a five start rating.

HORRIBLE APP

Absolutely atrocious. I can’t log in and I can’t even set up a new log in because it won’t accept any password I create or even the ones that Apple generates. Was this app designed by a 3rd grader? This is ridiculous. In the year 2026, apples chosen finance company can’t even develop an app! Disgusting
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No 2 Factor option.

This app appears to offer no real benefit over the website. The app does not feature native iOS scrolling, rather it scrolls like Android.

Why doesn’t this account support proper 2 factor authentication with an authenticator app?

Worst app I’ve ever used

I’ve never had an app glitch as badly, as thoroughly, or as consistently as this one. Constant error messages, telling me I have no balance when I definitely do and am actively trying to pay it, and telling me my password was incorrect and locking me out when I was literally using my own face. I tried deleting and reinstalling but no dice. The website on my laptop is just as bad. The only thing that works is the website via my phone. I’ve never had to work so hard just pay someone money in my life.
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Absolutely Useless

Constantly freezes and crashes

Unusable

This app is so broken you can't even press anything it's just blank and says system errors, These other reviews must be fake

App doesn't work

Can't even use the app and i think im behind on payment from failure to login it says "server error" for a week straight and the app crashes nothing pops up on screen just blank loading with spammed error messages. Fix this

Simple enough

The simplicity of the app makes it easy to use

Loan

Never give me problems making payments.

Easy payment

Very easy transition.

Good experience

My only request would be to have a portal or list of retailers that work with Citizens Pay.

Very easy to use

Easy to use

What happened?

For some reason, the app logged me out and it’s frozen/useless. It won’t allow you the ability to log back in. It just doesn’t work anymore. It’s a completely broken app at this point.

Anybody there?

I tried to contact that company twice already in the past three weeks. Absolutely no response, zero. Bad customer service for sure.

Broken App

This app is useless, I cannot view the documents most buttons do not work. Constantly have to reset my password even after just resetting it.