Comparison

Providus Soft Token vs Edike

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Providus Soft Token

This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.

Highlights
  • Two-factor authentication
  • Internet banking security
  • Corporate banking access
  • Transaction authorization
  • Secure login
Features
Read full description

2FA Application to consume transactions on Internet banking or Corporate Internet Banking.

About

Edike

This fintech app provides financing for school fees for parents and guardians across Africa. It offers a seamless platform to cover educational expenses instantly and pay later, empowering students to achieve their academic goals.

Highlights
  • School fees financing
  • Instant payment, pay later
  • Direct-to-school payment
  • Flexible repayment options
  • Data privacy
  • Beneficiary management
Features
Read full description

Welcome to the school fees financing app for Africans! Edike is a fintech solution designed to provide school fees financing to parents and guardians with children in primary, secondary and tertiary institutions in Africa. We offer a seamless platform that enables our customers to cover their children’s educational expenses instantly, and pay later. Edike is a first of its kind, innovative mobile school fees financing application, built on cutting-edge technology, offering personalized services, ease of use and excellent customer experience. We empower students to pursue their educational dreams without the worry of financial constraints. Enjoy the following unique features available on the App: - Quick & easy signup/profile setup - Add Beneficiaries - Direct-to-school payment - Flexible repayment options - Guaranteed data privacy

Screenshots

Providus Soft Token4 screens
Edike4 screens

Verdict

The call

The clearest difference is rating: Edike at 5.0 against Providus Soft Token's 3.3. Edike also leads on update cadence (every 4 months vs every 9 months) and iOS requirement (12.0 vs 15.0). Providus Soft Token's advantage is ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Edike holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Providus Soft Token ships an update every 9 months, Edike every 4 months. The most recent releases landed on September 15, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
Providus Soft Token versus Edike: the parameters behind the verdict, then further details
ParameterProvidus Soft TokenEdike
PriceFreeFree
Rating3.3 (3 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings3 — better1
Update frequencyEvery 9 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size7 MB36 MB
Age rating4+17+
DeveloperPROVIDUS BANKCompetence Asset Management Company Limited

Customer experience

Providus Soft Token

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews4 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Edike

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Providus Soft Token

No in-app purchases

None

Edike

No in-app purchases

Questions

Is Providus Soft Token free?
Providus Soft Token is free to download, with no in-app purchases.
Is Edike free?
Edike is free to download, with no in-app purchases.
Which has better reviews, Providus Soft Token or Edike?
Edike is rated higher. Providus Soft Token averages 3.3 out of 5 from 3 ratings, while Edike averages 5.0 from 1 ratings.
Do Providus Soft Token or Edike have ads?
Neither Providus Soft Token nor Edike shows ads.
Which is updated more often, Providus Soft Token or Edike?
Providus Soft Token ships an update every 9 months, and Edike every 4 months. Most recently, Providus Soft Token was updated on September 15, 2026 and Edike on September 9, 2026.

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