Providus Soft Token vs Union360 2.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
Union360 2.0
This business banking app provides a secure platform for corporate payments, including salaries and vendor transactions. Users can generate reports, manage approvals based on custom signing matrices, and view transaction history.
- End-to-end corporate payments
- Salary and vendor payments
- Statement and transaction reports
- Transaction verification and approval
- View pending and historical transactions
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Union360 is your one-stop Business Banking app that offers a secure platform for making end-to-end corporate payments Features: 1. Easy salary, vendor, and suppliers’ payments 2. Generate statement and transaction reports on the go 3. Initiate, verify and approve transactions based on the customer's signing matrix 4. View recent activities, i.e., transactions pending, approval history, and transaction history
Screenshots
Verdict
The clearest difference is rating: Providus Soft Token at 3.3 against Union360 2.0's 1.0. Providus Soft Token also leads on ratings volume (3 vs 1). Union360 2.0's advantage is update cadence (every 6 weeks vs every 9 months) and iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Providus Soft Token holds the better App Store score, 3.3 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Providus Soft Token ships an update every 9 months, Union360 2.0 every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Providus Soft Token | Union360 2.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 9 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | ProvidusBank | Union Bank of Nigeria Plc |
Customer experience
Providus Soft Token
Union360 2.0
In-app purchases
Providus Soft Token
No in-app purchases
Union360 2.0
No in-app purchases
Questions
Is Providus Soft Token free?
Is Union360 2.0 free?
Which has better reviews, Providus Soft Token or Union360 2.0?
Do Providus Soft Token or Union360 2.0 have ads?
Which is updated more often, Providus Soft Token or Union360 2.0?
Other comparisons
