Providus Soft Token vs PixPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
PixPay
This platform simplifies school fee payments, registration, and remittances for parents and students. It offers multiple secure payment options and real-time transaction tracking, making educational payments fast and convenient.
- Seamless school fee payments
- Multiple payment options
- Secure transactions with SSL encryption
- Real-time payment tracking
- PixPay Wallet for budget flexibility
- Supports over 50 partner schools
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PixPay is Nigeria's leading payment platform for seamless school fee payments, registration fees, and remittances. We make paying school fees simple, fast, and secure for parents and students across the country. WHY CHOOSE PIXPAY? Multiple Payment Options Pay your way with our flexible payment methods including PixPay Wallet, debit cards, bank transfers, USSD, POS terminals, and QR code scanning. No more worrying about account limits or payment restrictions. Simple and Convenient Find your child's school, enter their admission number, select the fees you want to pay, and complete your payment in minutes. It's that easy. Secure Transactions Your financial information is protected with 256-bit SSL encryption, ensuring the highest level of security for all your payments. Real-Time Tracking Monitor all your payment transactions in one place. Get instant confirmations and receipts for every payment made. PixPay Wallet Overcome account limits by loading funds into your PixPay Wallet and paying in installments that work for your budget. TRUSTED BY THOUSANDS Over $10 million in fees processed 50+ partner schools nationwide 15,000+ satisfied users 600+ positive reviews PERFECT FOR Parents paying school fees Students handling registration payments Anyone making educational remittances Join thousands of Nigerian families who trust PixPay for their educational payment needs. Download now and experience stress-free school fee payments.
Screenshots
Verdict
The clearest difference is rating: PixPay at 4.8 against Providus Soft Token's 3.3. PixPay also leads on update cadence (every 10 days vs every 9 months) and ratings volume (24 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PixPay holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: PixPay has 24 ratings behind it against 3, so its average is the more settled of the two.
Providus Soft Token ships an update every 9 months, PixPay every 10 days. The most recent releases landed on October 13, 2026 and October 19, 2026 respectively.
| Parameter | Providus Soft Token | PixPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) | 4.8 (24 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 | 24 — better |
| Update frequency | Every 9 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 7 MB | 36 MB |
| Age rating | 4+ | 9+ |
| Developer | ProvidusBank | Pixels Solution LTD |
Customer experience
Providus Soft Token
PixPay
In-app purchases
Providus Soft Token
No in-app purchases
PixPay
No in-app purchases
Questions
Is Providus Soft Token free?
Is PixPay free?
Which has better reviews, Providus Soft Token or PixPay?
Do Providus Soft Token or PixPay have ads?
Which is updated more often, Providus Soft Token or PixPay?
Other comparisons
