Money Tracker Infinite vs Accounts 3 Lite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Tracker Infinite
Manage your personal finances with a powerful, offline-first application. Track cash and investments, import data from older software, and gain insights with customizable reports. Offers both free and premium versions with flexible payment options.
- Offline functionality
- Cash and investment tracking
- Multi-currency support
- Data import from Quicken/MS Money
- Customizable reports and budgets
- Data sync via OneDrive/Dropbox
- Password and biometric protection
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Missing MS Money or Quicken? Meet your modern replacement. Money Tracker Infinite brings back everything you loved about classic desktop finance apps — powerful, private, offline-first — now on iOS, synced across all your devices. No mandatory subscriptions. No cloud lock-in. Your data stays yours. Why users switch to Money Tracker Infinite: ● Works fully offline — no internet required ● 10+ years of transactions in a compact 1MB file ● Cash accounts AND investment portfolios in one app ● Data syncs via your own OneDrive or Dropbox (encrypted) ● Import from Quicken/MS Money via QIF — migrate in minutes FEATURES: ● Cash and investment transactions ● Full multi-currency support — 170 fiat currencies and 54+ cryptocurrencies (add your own) ● Online FX rates and stock prices ● Photo and document attachments ● Data sync between 2+ devices via OneDrive or Dropbox ● Account groups ● Transactions with custom category/project/payee ● Unlimited nested categories and projects (aka tags or classes) ● Split transactions ● Memorised payees (transaction templates by payee) ● Scheduled transactions with reminders ● Fully configurable budgets and budget groups ● 9 report types — each cloneable and fully customisable with charts ● Reports and budgets support scheduled transactions for forecasting ● Drill down into reports and budgets to view related transactions ● QIF import/export, OFX/QFX import, export to CSV and Excel ● Password, PIN, Face ID or Touch ID protection, encrypted data file ● Search in transactions ● Built-in calculator ● Dark and light themes ● Excellent performance with tens of thousands of transactions PREMIUM: Free version includes core features with ads, limited to 2 currencies, 5 accounts and 40 categories. Premium removes all limits and ads — available as a one-off purchase or annual subscription. You choose. -------------------------------------------- Money Tracker Infinite is free to use. For an enhanced experience, Money Tracker Premium removes all ads and unlocks unlimited accounts, categories and currencies. Premium options: ● One-off purchase — pay once, use forever ● Annual subscription — $5.99 USD/year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. You can turn off auto-renewal at any time in your iTunes Store settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. If you prefer to stay on the free version, that's perfectly fine — core features remain available at no cost. Privacy Policy: http://k-tech-systems.com/MoneyTrackerPro/PrivacyPolicy.aspx Terms of Service: http://k-tech-systems.com/MoneyTrackerPro/SubscriptionAgreement.aspx
Accounts 3 Lite
Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.
- Schedule recurring transactions
- Capture photo receipts
- Generate financial reports and graphs
- Reconcile transactions with bank statements
- Export data in CSV, QIF, and HTML
- Supports Touch and Face ID
- Split transactions across categories
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Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions. At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.
Screenshots
Verdict
The clearest difference is review sentiment: Money Tracker Infinite at 100% against Accounts 3 Lite's 47%. Money Tracker Infinite also leads on update cadence (weekly vs every 3 weeks) and rating (4.9 vs 4.7). Accounts 3 Lite's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Tracker Infinite sells 2 in-app purchases, starting at $5.99 per year. Accounts 3 Lite asks for nothing beyond the download.
Money Tracker Infinite holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 100% of Money Tracker Infinite's written reviews are positive against 47% of Accounts 3 Lite's.
Money Tracker Infinite ships an update weekly, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 25, 2026 and October 20, 2026 respectively.
| Parameter | Money Tracker Infinite | Accounts 3 Lite |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14 ratings) — better | 4.7 (225 ratings) |
| Positive reviews | 100.0% of reviews — better | 46.8% of reviews |
| Number of ratings | 14 | 225 — better |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 184 MB | 10 MB |
| Age rating | +4 | 4+ |
| Developer | Vitaly Knyazev | SVT Software |
Customer experience
Money Tracker Infinite
Accounts 3 Lite
Bugs and requests
Money Tracker Infinite
Not enough reviews yet to summarise bugs or requests.
Accounts 3 Lite
Reported bugs
4 issues- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished
Requested features
15 requests- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts
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- Schedule recurring transactions on a specific date
- Hide specific accounts from main view
- Clear delineation between past and future transactions
- Option to turn off auto check number
- Fix recurring screen starting date/time issue
- Import QIF or CSV files
- Allow changing memo on recurring transfers without re-creation
- Manually pay monthly bills instead of automatic
- Recurring transactions that shift date for weekends/holidays
- Option to select app icon color
In-app purchases
Money Tracker Infinite
- Money Tracker Premium (1 year)$5.991 Year
- Money Tracker Premium$14.99
Accounts 3 Lite
No in-app purchases
Questions
Is Money Tracker Infinite free?
Is Accounts 3 Lite free?
Which has better reviews, Money Tracker Infinite or Accounts 3 Lite?
Do Money Tracker Infinite or Accounts 3 Lite have ads?
Which is updated more often, Money Tracker Infinite or Accounts 3 Lite?
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