Comparison

Fincrick vs Not Pato

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fincrick

Features
Read full description

Fincrick es un servicio digital de finanzas personales que incentiva a las personas a mejorar su bienestar financiero, liberándose de la angustia que genera un mal manejo de las finanzas personales, promoviendo un cambio de comportamiento de consumo, haciéndolas conscientes de las decisiones económicas que toman para así gastar menos, gastar mejor y comenzar a generar ahorros. En Fincrick mezclamos inteligencia artificial, neurociencia, economía conductual y educación financiera en una aplicación que, a través de herramientas, ayuda a las personas a diagnosticar, planificar, controlar sus gastos, generar metas y cumplir sus sueños financieros.

About

Not Pato

Features
Read full description

Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle. Track effortlessly • Connect your bank and your transactions come in on their own, already categorized. • Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates. • Paid in cash? Just log it with a WhatsApp message. • Or add it by hand in seconds. Recurring expenses and subscriptions • Pato detects your subscriptions on its own by reading your bank activity. • Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized. • It reminds you before each charge so nothing catches you off guard. Understand where your money goes • Automatic categorization, with clean merchant names and their logos. • Create unlimited custom categories and budgets. • Filter your transactions by date or by card. • Monthly balance, reports and statistics for the full picture. Always up to date • Smart notifications and reminders. • Your upcoming charges front and center the moment you open the app. Your data, protected • Lock the app with Face ID or fingerprint. • Your data is encrypted and yours alone. Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect. — Plan differences — • Pro: up to 2 connected banks. • Ultra: unlimited connected banks. — Pricing — Pro • Monthly: $2,990 CLP/month (auto-renewing) • Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month) Ultra • Monthly: $4,990 CLP/month (auto-renewing) • Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month) Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://notpato.app/terminos

Screenshots

Fincrick4 screens
Not Pato4 screens

Verdict

The call

The clearest difference is in-app purchases: Fincrick at none against Not Pato's 5. Fincrick also leads on ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Not Pato sells 5 in-app purchases, starting at $1.99 per month. Fincrick asks for nothing beyond the download.

UpkeepUpdate frequency

Fincrick ships an update every 3 weeks, Not Pato fortnightly. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 3 level
Fincrick versus Not Pato: the parameters behind the verdict, then further details
ParameterFincrickNot Pato
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size91 MB89 MB
Age rating17+4+
DeveloperFincrick SPACristian Ugarte

In-app purchases

None

Fincrick

No in-app purchases

5 purchases

Not Pato

Subscriptions5
  • Plan Lite3 Days trial$1.991 Month
  • Pro3 Days trial$2.991 Month
  • Ultra$3.991 Month
Show 2 more
  • Pro Annual3 Days trial$22.991 Year
  • Ultra anual$24.991 Year

Questions

Is Fincrick free?
Fincrick is free to download, with no in-app purchases.
Is Not Pato free?
Not Pato is free to download, with in-app purchases available.
Do Fincrick or Not Pato have ads?
Not Pato shows ads; Fincrick does not.
Which is updated more often, Fincrick or Not Pato?
Fincrick ships an update every 3 weeks, and Not Pato fortnightly. Most recently, Fincrick was updated on October 10, 2026 and Not Pato on October 8, 2026.

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