Comparison

Paymo vs Raptr Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymo

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

Highlights
  • Social banking features
  • Simple interface
  • Bold design
  • Fun user experience
  • Next-generation banking
Features
Read full description

Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.

About

Raptr Wallet

Read full description

Raptr Wallet is Pakistan’s leading gaming wallet, designed for gamers who want secure top-ups, exclusive discounts, and access to esports — all in one app. Whether you're buying PSN codes, PUBG UC, Free Fire Diamonds, or Robux, Raptr Wallet gives you the best rates with instant delivery. Win prizes, and explore the first app in Pakistan that blends tournaments, digital products, and real rewards in one place. Safe, verified, and backed by JS Bank Built by gamers, for gamers Earn cashback and level up with Raptr Coins Access exclusive competitions, merch, and giveaways Download now and upgrade your gaming experience.

Screenshots

Paymo4 screens
Raptr Wallet4 screens

Verdict

The call

The clearest difference is update cadence: Raptr Wallet at weekly against Paymo's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paymo ships an update every 5 weeks, Raptr Wallet weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 8 level
Paymo versus Raptr Wallet: the parameters behind the verdict, then further details
ParameterPaymoRaptr Wallet
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size116 MB129 MB
Age rating4+4+
DeveloperCard Technologies (Private) LimitedRaptr Games

In-app purchases

None

Paymo

No in-app purchases

None

Raptr Wallet

No in-app purchases

Questions

Is Paymo free?
Paymo is free to download, with no in-app purchases.
Is Raptr Wallet free?
Raptr Wallet is free to download, with no in-app purchases.
Do Paymo or Raptr Wallet have ads?
Neither Paymo nor Raptr Wallet shows ads.
Which is updated more often, Paymo or Raptr Wallet?
Paymo ships an update every 5 weeks, and Raptr Wallet weekly. Most recently, Paymo was updated on November 3, 2026 and Raptr Wallet on October 30, 2026.

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