Paymo vs kindshare app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymo
A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.
- Social banking features
- Simple interface
- Bold design
- Fun user experience
- Next-generation banking
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Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.
kindshare app
Facilitates open conversations about money and simplifies expense splitting. Offers flexible division options like equal, income-based, or custom splits. Seamlessly integrates with Venmo for easy payment processing.
- Open communication about finances
- Flexible expense splitting (equal, income-based, custom)
- Venmo integration for payments
- Fair contribution calculation
- Simple and intuitive interface
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Money can be hard to talk about. kindshare makes it easier by supporting open communication and offering a simple, fair way to divide expenses based on what each person can actually contribute. Choose equal, income-based, or custom splits, whatever feels right. When it's time to pay, kindshare redirects you to Venmo with everything pre-filled to complete your payment.
Screenshots
Verdict
The clearest difference is update cadence: Paymo at every 5 weeks against kindshare app's every 3 months. kindshare app's advantage is ratings volume (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Paymo against 5.0 for kindshare app. That said, the two scores are not equally well evidenced: kindshare app has 5 ratings behind it against 1, so its average is the more settled of the two.
Paymo ships an update every 5 weeks, kindshare app every 3 months. The most recent releases landed on October 27, 2026 and October 13, 2026 respectively.
| Parameter | Paymo | kindshare app |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (5 ratings) |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 14.0.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 50 MB |
| Age rating | 4+ | 17+ |
| Developer | Card Technologies (Private) Limited | Open Form LLC |
Customer experience
Paymo
kindshare app
In-app purchases
Paymo
No in-app purchases
kindshare app
No in-app purchases
Questions
Is Paymo free?
Is kindshare app free?
Which has better reviews, Paymo or kindshare app?
Do Paymo or kindshare app have ads?
Which is updated more often, Paymo or kindshare app?
Other comparisons
