Paymo vs CepteKalan

Social Banking For The Next Gen. Simple. Bold. Fun.

CepteKalan — the official CepteKalan app. Your ultimate personal and shared finance companion to track expenses, manage budgets, and keep money in your pocket. Easily organize your spending, set payment reminders, and keep your financial life in perfect order. Much more than a simple expense notebook: • SHARED & FAMILY BUDGET: Invite your partner, family, or roommates to manage group budgets with real-time sync and role management. • DEBT SETTLEMENT: No more manual math. Automatically calculate "who owes who how much" from shared bills, split costs in seconds, and export PDF summaries. • BILL REMINDER & CALENDAR: Put your bills on a built-in calendar, get push notifications, and never miss a payment deadline. • RECEIPT SCANNER: Scan receipts with your camera. The app automatically extracts the title, amount, date, and category. • CURRENCY CONVERTER: Keep logs in TRY, USD, EUR, or GBP, and compare balances with live exchange rates. • PDF REPORTS: Export your personal or shared finance data to professional PDF summaries instantly. Rich Categories & Flexible Tracking: • Customizable Categories: From salary, freelance income, and investment revenues to credit cards, bills, subscriptions, groceries, entertainment, and shopping – track every penny with our extensive category set. • Recurrent Transactions: Automatically generate daily, weekly, monthly, or custom repeating income and expenses with set end dates. Secure and User-Friendly Infrastructure: • Secure cloud sync via Firebase ensures your data is always safe, protected by mandatory email verification. • Works Offline: Track your expenses even without an internet connection. Once you are back online, your data syncs automatically with the cloud. • Modern UX: Enjoy a beautiful, clean interface that supports Light, Dark, and System modes. Download CepteKalan today and always know what is left in your wallet!