Comparison

Citizens Fast vs dCloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizens Fast

Manage your bank accounts and perform various transactions on the go. Open new accounts, pay credit card bills, and transfer funds between accounts or to other banks.

Highlights
  • New account opening
  • Account details view
  • Credit card bill payment
  • QR Cash transactions
  • Fund transfers (own bank, other banks)
Features
Read full description

The following services are currently available in the “Citizens Fast” Mobile App: *New Account Opening *Account Details *Credit Card Bill Payment Own Bank *Credit Card Bill Payment Other Bank *QR Cash *NPSB Fund Transfer *Within Own Accounts *To Other Account of CZB *To Other Bank A/C (BEFTN)

About

dCloud

Manage your finances digitally with a secure, all-in-one Shariah-compliant banking app. Handle transactions, budgeting, investments, and payments conveniently from your smartphone.

Highlights
  • Secure and encrypted transactions
  • 24/7 account access and transfers
  • Bill payment and scheduling
  • Mobile check deposits
  • Budgeting tools
  • Investment management
  • Digital wallet for contactless payments
Features
Read full description

Welcome to the future of financial empowerment! We are thrilled to introduce dCloud-Digital Shariah Banking your comprehensive digital financial service app designed to simplify, streamline, and revolutionize the way you manage your finances. In today's fast-paced world, where technology meets finance, we're here to help you take control of your financial journey like never before. In today's fast-paced digital world, managing your finances has never been easier, more convenient, or more secure than with our cutting-edge Digital Financial Service App. dCloud-Digital Shariah Banking is your all-in-one solution for seamlessly handling your financial transactions, budgeting, investing, and staying in control of your money, all from the palm of your hand. Here's what makes our app stand out: Key Features: Secure and Encrypted: Your financial security is our top priority. Our app uses state-of-the-art encryption technology to ensure your personal and financial information is kept safe and confidential. 24/7 Banking: Access your accounts, check balances, view transaction history, and transfer money between accounts with ease. Enjoy 24/7 access to your finances wherever you are. Bill Payment: Say goodbye to late fees. Easily pay bills, schedule recurring payments, and manage your expenses in one place. Track due dates and receive payment reminders to stay organized. Mobile Deposits: Deposit checks into your account using your smartphone's camera. No need to visit a branch or ATM. It's quick, convenient, and saves you time. Budgeting Tools: Take control of your spending with our budgeting features. Categorize expenses, set spending limits, and receive alerts when you approach or exceed your budget. Investment Management: Whether you're a seasoned investor or just starting, our app provides insights, real-time market data, and the ability to manage your investment portfolio. Buy, sell, and track your investments effortlessly. Loan and Credit Card Management: Keep track of your loans and credit cards, make payments, and view statements. Get reminders for upcoming payments to avoid late fees and interest charges. Digital Wallet: Add your credit and debit cards to our secure digital wallet for contactless payments. Pay in-store or online with ease, using your smartphone or wearable device. Money Transfers: Send money domestically or internationally with low fees and competitive exchange rates. Transfer funds to family and friends or pay for services without the hassle of traditional banking methods. Customer Support: Reach our dedicated customer support team directly through the app for any inquiries, assistance, or problem resolution. Notifications: Stay informed with real-time transaction alerts, account updates, and personalized financial insights to make informed decisions. Accessibility: Our app is designed to be user-friendly for all, with accessibility features for those with disabilities. dCloud-Digital Shariah Banking is committed to making your financial life simpler, more organized, and more rewarding. Join millions of satisfied users who trust our app to manage their money effectively. Whether you're on the go, at home, or traveling, our Digital Financial Service App empowers you to take control of your financial future.

Screenshots

Citizens Fast4 screens
dCloud4 screens

Verdict

The call

The clearest difference is rating: dCloud at 5.0 against Citizens Fast's 3.7. dCloud also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.6). Citizens Fast's advantage is ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

dCloud holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

UpkeepUpdate frequency

Citizens Fast ships an update every 6 weeks, dCloud every 2 months. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Citizens Fast versus dCloud: the parameters behind the verdict, then further details
ParameterCitizens FastdCloud
PriceFreeFree
Rating3.7 (7 ratings)5.0 (2 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings7 — better2
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.612.0 — better
Further details — not scored
Size62 MB76 MB
Age rating4+4+
DeveloperCitizens Bank PLCFirst Security Islami Bank Limited

Customer experience

Citizens Fast

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

dCloud

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Citizens Fast

No in-app purchases

None

dCloud

No in-app purchases

Questions

Is Citizens Fast free?
Citizens Fast is free to download, with no in-app purchases.
Is dCloud free?
dCloud is free to download, with no in-app purchases.
Which has better reviews, Citizens Fast or dCloud?
dCloud is rated higher. Citizens Fast averages 3.7 out of 5 from 7 ratings, while dCloud averages 5.0 from 2 ratings.
Do Citizens Fast or dCloud have ads?
Neither Citizens Fast nor dCloud shows ads.
Which is updated more often, Citizens Fast or dCloud?
Citizens Fast ships an update every 6 weeks, and dCloud every 2 months. Most recently, Citizens Fast was updated on November 3, 2026 and dCloud on November 3, 2026.

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