Budget Flow vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Budget Flow
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Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead ā in any currency. FEATURES ⢠Track income & expenses by category ⢠Multi-currency accounts (cash, card, bank, savings) ⢠AI assistant ā just ask "how much did I spend on food?" ⢠Smart auto-categorization of transactions ⢠Monthly reports & charts by category ⢠Spending planner with month-to-month carry-over ⢠5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy
Expense Tracker
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Time Money helps you keep your schedule, expenses, habits, and everyday plans in one place. Built for people who want a clear view of their day, their money, and what needs attention next. Features: ⢠Track income and expenses. ⢠Plan shifts and work schedule. ⢠Manage habits and daily tasks. ⢠Add accounts, budgets, goals, debts, and planned payments. ⢠See recent transactions and money summaries. ⢠Use a calendar view for shifts and events. ⢠Keep receipts and notes with transactions. ⢠Export, back up, or share your data when needed. ⢠Simple, private, and easy to use. Your data stays on your device unless you choose to export, back up, or share it. Time Money is free to use.
Screenshots
Verdict
The clearest difference is ads: Budget Flow at none against Expense Tracker's shown. Budget Flow also leads on update cadence (every 4 days vs monthly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Budget Flow ships an update every 4 days, Expense Tracker monthly. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.
| Parameter | Budget Flow | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days ā better | Monthly |
| Ads | No ā better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 15.1 ā better | 26.0 |
| Further details ā not scored | ||
| Size | 48 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmytro Zayets | Rafael Sultangaraev |
In-app purchases
Budget Flow
No in-app purchases
Expense Tracker
No in-app purchases









