Comparison

Spreadable vs richAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spreadable

This mobile trading app integrates with the Tradier API to offer advanced tools for option and stock trading. It features a one-screen order system, interactive option chains, performance overviews, and charting tools. An earnings calendar and dark mode enhance the user experience.

Highlights
  • Automatic authentication renewal
  • Manual/automatic spread management
  • One-screen order entry
  • Interactive option chain
  • Performance overview and analytics
  • Stock and option charts
  • Earnings calendar (Beta)
Features
Read full description

Spreadable is a cutting-edge mobile trading application that revolutionizes option and stock trading through seamless integration with the powerful Tradier API. Here's how Spreadable sets itself apart: Automatic Authentication Renewal (Partnered with Tradier): Our app takes care of authentication renewal in collaboration with Tradier, ensuring hassle-free access to your trading account at all times. Manual/Automatic Spread Management System: Spreadable's advanced algorithms identify and group spreads, saving you time and effort. With Spreadable, you have the flexibility to manage your spreads manually or opt for our automated system. This empowers you to tailor your trading experience based on your preferences and expertise. Intuitive One-Screen Order Screen: We've designed Spreadable with a user-friendly interface that consolidates all relevant trading information onto a single screen. This streamlined layout enables you to place orders quickly and efficiently, eliminating unnecessary navigation steps. Interactive Option Chain: Spreadable provides an interactive option chain, empowering you to explore and evaluate various options in a dynamic and engaging manner. This comprehensive feature enables you to make informed trading decisions based on real-time market data. Complete Performance Overview: Gain a comprehensive understanding of your trading performance with Spreadable's performance overview. Track your portfolio's growth, monitor individual trade outcomes, and access insightful analytics to optimize your trading strategy. Stock Charts / Option Charts: Visualize market trends and patterns effortlessly with Spreadable's integrated stock and option charts. Analyze historical data, identify key indicators, and make data-driven decisions with confidence. Earnings Calendar (Beta): Stay informed about upcoming earnings reports with Spreadable's beta feature, the earnings calendar. Anticipate market volatility and make well-timed trades based on the latest corporate earnings announcements. Dark Mode: Customize your trading experience with Spreadable's dark mode. Whether you prefer a sleek and modern look or want to reduce eye strain during night trading sessions, our app adapts to your visual preferences. Exciting Future Update: Spreadable is expanding its reach to the Apple Watch platform. Soon, you'll be able to access key trading information and execute trades directly from your wrist, providing even greater convenience and mobility. Discover a new level of trading efficiency and sophistication with Spreadable. Download the app now and experience the future of mobile trading. Spreadable's Terms of Service: https://getspreadable.com/reference/tof.html

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

Spreadable4 screens
richAI4 screens

Verdict

The call

The clearest difference is update cadence: richAI at every 3 days against Spreadable's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spreadable sells 2 in-app purchases, starting at $29.99 per month and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spreadable ships an update every 2 weeks, richAI every 3 days. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Spreadable versus richAI: the parameters behind the verdict, then further details
ParameterSpreadablerichAI
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS1717.0
Further details — not scored
Size46 MB15 MB
Age rating4+4+
DeveloperFind-RUnicorn Group LLC

In-app purchases

2 purchases

Spreadable

Subscriptions2
  • Spreadable Subscription2 Months trial$29.991 Month
  • Spreadable Annual$199.001 Year
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is Spreadable free?
Spreadable is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do Spreadable or richAI have ads?
Neither Spreadable nor richAI shows ads.
Which is updated more often, Spreadable or richAI?
Spreadable ships an update every 2 weeks, and richAI every 3 days. Most recently, Spreadable was updated on October 2, 2026 and richAI on October 14, 2026.

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