Comparison

QuickSpend vs richAI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

QuickSpend

Features
Read full description

TRACK EXPENSES & INCOME WITH YOUR VOICE Just speak naturally and let AI organize your finances automatically. No typing required. WHAT YOU CAN DO: Voice Input β€’ Hold to record, drag to cancel: "50 dollars for coffee" or "30k parking" β€’ AI extracts amount, description, category, and date β€’ Supports 4 languages: English, Vietnamese, Japanese, Spanish β€’ Understands dates: "yesterday", "last week", "3 days ago" β€’ Review and edit AI-parsed expenses before saving Track Your Money β€’ Add income and expenses in seconds β€’ 30+ categories organized in groups (Daily Living, Personal, Social, Financial, and more) β€’ Create custom categories with your own icons and colors β€’ Swipe to edit or delete transactions See Insights β€’ Interactive charts showing spending by category β€’ Monthly calendar view with daily totals β€’ Filter by day, week, month, year, or custom range β€’ 12-month spending trends over time β€’ Month-over-month change tracking Recurring Transactions β€’ Set up daily, weekly, monthly, or yearly recurring items β€’ Perfect for rent, salary, subscriptions, bills β€’ Pause or resume anytime Features: β€’ Works completely offline β€’ No signup required β€’ Dark mode support β€’ 4 languages and 4 currencies (USD, VND, JPY, EUR) β€’ All data stored locally and securely β€’ No ads or tracking PRO SUBSCRIPTION Unlock unlimited AI voice parses, unlimited recurring templates, extended reports, and feature requests. β€’ Monthly: $2.99 β€’ Yearly: $24.99 Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://portfolio.taiphanvan.dev/quickspend/privacy Try QuickSpend today and experience the fastest way to track your money!

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type β€” AI does the rest. THREE WAYS TO ADD AN EXPENSE β€’ Voice input: say what you spent and AI parses the amount, category and note in seconds. β€’ Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. β€’ Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES β€’ Spending by category with clear donut charts. β€’ Trends over time and period-to-period comparison. β€’ Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE β€’ Multi-currency with automatic conversion. β€’ Smart categories with AI-generated icons and colors. β€’ Transaction location saved automatically on a map. β€’ CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit β€” it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

QuickSpend4 screens
richAI4 screens

Verdict

The call

The clearest difference is update cadence: richAI at every 3 days against QuickSpend's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. QuickSpend sells 2 in-app purchases, starting at $2.99 per month and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

QuickSpend ships an update every 2 weeks, richAI every 3 days. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard1 real difference Β· 5 level
QuickSpend versus richAI: the parameters behind the verdict, then further details
ParameterQuickSpendrichAI
PriceFreeFree
Update frequencyEvery 2 weeksEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size43 MB15 MB
Age rating4+4+
DeveloperTai Phan VanUnicorn Group LLC

In-app purchases

2 purchases

QuickSpend

Subscriptions2
  • Premium Monthly$2.991 Month
  • Premium Yearly$24.991 Year
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is QuickSpend free?
QuickSpend is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do QuickSpend or richAI have ads?
Neither QuickSpend nor richAI shows ads.
Which is updated more often, QuickSpend or richAI?
QuickSpend ships an update every 2 weeks, and richAI every 3 days. Most recently, QuickSpend was updated on October 15, 2026 and richAI on October 14, 2026.

Other comparisons