Comparison

LDB Mobile vs KalTax PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LDB Mobile

Features
Read full description

Skip the visit at LDB branches or the queue at LDB's phone lines. You can do the following through LDB mobile app: Ā· Access all your LDB deposit and loan accounts with real-time balances. Ā· View a detailed transaction ledger for each of your accounts. Ā· Generate QR code to allow anyone to transfer funds to your deposit accounts easily via InstaPay. No need to give out your account numbers anymore! Ā· Apply for a new loan through a simplified form. Ā· Secure your app access using biometrics log-in authentication. One-Time PIN via SMS is also employed during your app registration. Ā· Read the latest news and advisories from LDB. For more information, visit https://ldb.ph/mobile

About

KalTax PH

Features
Read full description

KalTax PH is the all-in-one Philippine tax calculator and BIR form assistant — built for employees, freelancers, self-employed professionals, and small business owners. TAX CALCULATOR • Compute income tax under the TRAIN Law (2025 brackets) • Supports employees, self-employed/freelancers, and mixed income earners • Choose from 8% flat tax, 40% OSD, or itemized deductions • Auto-calculate SSS, PhilHealth, and Pag-IBIG contributions • See your effective tax rate and a step-by-step breakdown of how your tax was computed • Supports monthly, semi-monthly, weekly, and annual pay periods • Visual income distribution showing take-home pay vs. tax vs. contributions BIR FORMS • Browse 27 official BIR forms organized by category • Fill out BIR forms directly in the app — tap to place fields, drag to reposition • Export filled forms as PDF and share or save to your device • Filing guidelines, deadlines, and requirements for each form • Covers Form 1901, 1701, 1701A, 2307, 2316, 2550Q, and more TAX GUIDES • Easy-to-understand guides on Income Tax, VAT, Percentage Tax, Withholding Tax, and more • Know which forms you need and when to file PRIVACY & TRUST • 100% offline — all calculations happen on your device • No account, no login, no data collection • Your financial information never leaves your phone Whether you're computing your monthly take-home pay, filing your ITR, or filling out BIR forms on the go — KalTax PH has you covered.

Screenshots

LDB Mobile4 screens
KalTax PH4 screens

Verdict

The call

The clearest difference is update cadence: KalTax PH at every 3 days against LDB Mobile's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LDB Mobile ships an update every 9 months, KalTax PH every 3 days. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard1 real difference Ā· 5 level
LDB Mobile versus KalTax PH: the parameters behind the verdict, then further details
ParameterLDB MobileKalTax PH
PriceFreeFree
Update frequencyEvery 9 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size30 MB34 MB
Age rating4+12+
DeveloperLuzon Development BankDANIEL VILLAREAL

In-app purchases

None

LDB Mobile

No in-app purchases

None

KalTax PH

No in-app purchases

Questions

Is LDB Mobile free?
LDB Mobile is free to download, with no in-app purchases.
Is KalTax PH free?
KalTax PH is free to download, with no in-app purchases.
Do LDB Mobile or KalTax PH have ads?
Neither LDB Mobile nor KalTax PH shows ads.
Which is updated more often, LDB Mobile or KalTax PH?
LDB Mobile ships an update every 9 months, and KalTax PH every 3 days. Most recently, LDB Mobile was updated on October 5, 2026 and KalTax PH on October 12, 2026.

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