Spending Insights vs NekoExpense

Spending Insights is a private, on-device AI budget tracker that helps you understand where your money goes — month by month, category by category. Take control of your finances with Spending Insights — the budget tracker that works the way you think. Effortless Spending Tracking Log transactions in seconds from anywhere. Just say "Hey Siri, add a spending in Spending Insights" and Siri records it automatically — no app required. Or tap the + button to log with your camera by scanning a receipt. Auto-Import from Apple Wallet Connect your bank cards and Spending Insights automatically imports your transactions via Apple's FinanceKit. Smart AI categorization learns your spending habits and maps every merchant to the right category — no manual sorting. AI Spending Advisor (requires Apple Intelligence, iOS 26) Get personalised, plain-English analysis of your monthly or yearly spending. The on-device AI identifies where your money is going, flags overspending, detects subscriptions, and compares your habits against inflation — all privately, on your device. Deep Insights • Monthly and yearly spending breakdowns by category • Year-over-year comparisons to track trends • Per-store and per-category drill-down • Spending heatmap to spot patterns at a glance • Donut charts and bar charts that update in real time Budget Alerts Set monthly budget targets per category. Get notified the moment you're close to your limit. iCloud Sync Your data syncs seamlessly across all your Apple devices via iCloud. Private by Design All AI processing happens on your device. Your financial data never leaves your iCloud account.

Take control of your finances with our streamlined, ad-free expense tracker app. Designed for simplicity and efficiency, this app helps you manage your spending with ease. Features: • Ad-free experience for distraction-free expense management • Quick and easy expense logging • Attach receipts photo or PDF to each expense • Comprehensive list view of all expenses • Detailed individual expense breakdowns • User-friendly interface for seamless navigation • Configurable settings to match your personal preferences Whether you're budgeting for personal use or tracking business expenses, our app provides the tools you need to stay organized and informed about your spending habits. Start your journey to better financial management today!