Wio Personal vs myBAS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wio Personal
Manage your finances comprehensively with a single platform. Save, spend, borrow, and invest across multiple currencies. Earn interest on savings, receive cashback on spending, and access global markets for stocks and crypto.
- Multi-currency accounts
- Interest on savings
- Debit and credit card
- Cashback rewards
- International money transfers
- Stock and crypto investing
- Virtual and physical cards
Read full descriptionHide full description
Open your Wio Personal account in minutes. Save, spend, borrow, manage, and invest- all in one place. Spend without borders, anywhere. Free multi-currency accounts in AED, USD, EUR, and GBP. Turn your savings into earnings. Get up to 6% interest per annum when you sign up for the Wio Personal 'Salary' Plan or up to 4.75% interest per annum when you sign up for the Wio Personal 'Plus' Plan. One card for debit and credit. Seamlessly switch spending modes, all with the same card. Get rewarded for spending. Earn up to 2% cashback up to 2500 AED/month on all* credit spends with Wio Credit. Cashback, your way. Choose to receive it in your current account, saving space, or invest it in selected stocks. Travel smart, spend smarter. No foreign exchange fees + 1% cashback on your international debit transactions. Move money, minus the hassle. Transfer to 100+ countries with instant currency exchange at highly competitive rates. Instant card, instant access. Use your Wio card online immediately-add it to Apple Pay or Google Pay. Physical card? Order anytime. Virtual cards, real control. Customize your design, set spending limits, and shop securely online or in-store. Access 3,000+ stocks, ETFs, crypto and more-all in one secure platform. Crypto, simplified. Buy & sell directly from your AED account-no detours, no delays. Be IPO-ready. Apply instantly for UAE public listings and boost your share allocation with up to 5x leverage. Security that works for you. Set controls on where and how you spend, backed by powerful encryption.
myBAS
Read full descriptionHide full description
myBAS offers you ultimate flexibility through an interactive and dynamic layout to view your portfolio, check your account’s transactions or portfolio performance with a year to date view. myBAS is available exclusively to existing Banque Audi Suisse clients that benefit from the e-Banking service. myBAS must not be accessed by any person who is, due to his nationality, domicile or residency, in a jurisdiction in which the publication of the content of myBAS App or the access to it are prohibited for whichever reason. Please also note that "Terms of use" and "Personal Data Protection Notice" documents apply to the use of myBAS App.
Screenshots
Verdict
The clearest difference is update cadence: Wio Personal at every 9 days against myBAS's every 15 months. myBAS's advantage is device support (3 vs 1) and iOS requirement (14.5 vs 16.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wio Personal ships an update every 9 days, myBAS every 15 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.
| Parameter | Wio Personal | myBAS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (669 ratings) — better | — |
| Positive reviews | 42.4% of reviews | — |
| Number of ratings | 669 — better | — |
| Update frequency | Every 9 days — better | Every 15 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.5 — better |
| Further details — not scored | ||
| Size | 421 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | WIO BANK P.J.S.C | BAS |
Bugs and requests
Wio Personal
Reported bugs
4 issues- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline
Requested features
6 requests- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel
Show 1 moreShow fewer
- Push notifications instead of SMS for alerts
myBAS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Wio Personal
No in-app purchases
myBAS
No in-app purchases









