Wio Personal vs OnlyFund

Open your Wio Personal account in minutes. Save, spend, borrow, manage, and invest- all in one place. Spend without borders, anywhere. Free multi-currency accounts in AED, USD, EUR, and GBP. Turn your savings into earnings. Get up to 6% interest per annum when you sign up for the Wio Personal 'Salary' Plan or up to 4.75% interest per annum when you sign up for the Wio Personal 'Plus' Plan. One card for debit and credit. Seamlessly switch spending modes, all with the same card. Get rewarded for spending. Earn up to 2% cashback up to 2500 AED/month on all* credit spends with Wio Credit. Cashback, your way. Choose to receive it in your current account, saving space, or invest it in selected stocks. Travel smart, spend smarter. No foreign exchange fees + 1% cashback on your international debit transactions. Move money, minus the hassle. Transfer to 100+ countries with instant currency exchange at highly competitive rates. Instant card, instant access. Use your Wio card online immediately-add it to Apple Pay or Google Pay. Physical card? Order anytime. Virtual cards, real control. Customize your design, set spending limits, and shop securely online or in-store. Access 3,000+ stocks, ETFs, crypto and more-all in one secure platform. Crypto, simplified. Buy & sell directly from your AED account-no detours, no delays. Be IPO-ready. Apply instantly for UAE public listings and boost your share allocation with up to 5x leverage. Security that works for you. Set controls on where and how you spend, backed by powerful encryption.

Real estate development investing, without the guesswork. OnlyFund connects investors with vetted real estate developers across markets and project types. Every opportunity is disclosed the same consistent way, so you can compare deals with confidence, commit digitally, and follow each project as it's built — then ask InvestIQ, our AI assistant grounded in live project data, the questions you'd otherwise have to email a developer for. FOR INVESTORS • Discover vetted developers and projects, each disclosed the same way • Ask InvestIQ — our AI assistant grounded in live project data and Council reviews • Commit digitally: e-sign, wire to escrow, confirmed instantly • Follow live milestones, draws, and photos as the build progresses • Distributions and documents on demand — a portable record that follows you deal to deal • Track invested capital and portfolio performance in one place FOR DEVELOPERS • List once and reach a global pool of vetted, accredited capital • Raise your way — equity, debt, EB-5, Reg D 506(c), or another structure • Investors track milestones directly, cutting down one-off update calls SECURE BY DESIGN Sign in with your email and protect access with Face ID or Touch ID. Invest from anywhere. Accredited investors worldwide can qualify remotely. Access to opportunities and investment features may require account approval. OnlyFund is not an offer to sell or a solicitation of an offer to buy any security. All investments involve risk, including the possible loss of principal.