TC Pay | Payment Solutions vs Subpulse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TC Pay | Payment Solutions
Manage all your foreign exchange needs with this comprehensive forex app. Easily handle forex cards, order cash or new cards, send money abroad, and pay international education fees. Track orders and find branches with secure, reliable service.
- Manage forex card
- Buy foreign currency
- Send money abroad
- Pay education fees
- Track orders
- Locate branches
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Your Trusted Forex Companion – TC Pay by Thomas Cook TC Pay is the official Thomas Cook Forex app that empowers you to manage your foreign exchange needs with ease, speed, and security. Whether you're a student, traveller, or global citizen, TC Pay is your one-stop solution for all things forex. Key Features: Manage Your Forex Card • Register your Thomas Cook Forex Card • Check balance, view transaction history, and manage card settings • Reload your card instantly, anytime, anywhere • Encash unused forex balance directly from the app Buy Forex in Cash or Card • Order foreign currency in cash or load a new forex card • Get doorstep delivery or pick up from the nearest Thomas Cook branch • Competitive exchange rates and transparent pricing Send Money Abroad (Remittance) • Transfer money to close relatives living abroad • Quick, secure, and RBI-compliant international money transfers Fee Remittance for Education Abroad • Pay university tuition fees directly from the app • Fast and secure payments to global institutions • Ideal for students studying in the USA, UK, Canada, Australia, and more Track & Locate • Find the nearest Thomas Cook forex branch outlet • Track your orders and remittance status in real-time Safe & Secure • Bank-grade security with multi-factor authentication • Trusted by millions of customers across India Why Choose TC Pay? • Backed by Thomas Cook India, a trusted name in travel and forex • Designed for students, travellers, parents, and global professionals • 24x7 customer support and in-app assistance • Regular updates and new features to enhance your experience
Subpulse
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Most people are paying for 3–5 subscriptions they've completely forgotten about. Subpulse gives you a clear, private view of everything you're subscribed to — no bank linking, no data sharing, just clarity. Track Netflix, Spotify, Adobe, gym memberships, SaaS tools, and anything else. Get notified before renewals hit. See your real monthly and annual spend at a glance. FREE: Track up to 3 subscriptions PRO ($14.99/year): Unlimited subscriptions + smart renewal alerts + spending analytics By downloading this app, you agree to Apple's standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: TC Pay | Payment Solutions at none against Subpulse's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subpulse sells 1 in-app purchase, starting at $14.99 per year. TC Pay | Payment Solutions asks for nothing beyond the download.
| Parameter | TC Pay | Payment Solutions | Subpulse |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (9 ratings) — better | — |
| Positive reviews | 35.6% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 83 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Thomas Cook India Ltd. | Dylan Turner |
Bugs and requests
TC Pay | Payment Solutions
Reported bugs
37 issues- Constant OTP errors while registering the card
- Support never responds
- Money deducted but claimed not received
- Fraud transaction not resolved for months
- Cannot upload money unless TC lets you
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- Rates given by TC are way different than what you see on the app
- TC team does not respond on time when you need to reload
- Unable to register card or view card in new version
- Error: card already registered
- Keeps throwing user out of the application
- Frequent server down issue
- No cash availability in foreign country
- Application not working
- Not getting OTPs on iOS
- Unable to login for months
- Unable to connect to server
- Login with Gmail and Google not working
- Unable to login through mobile and email
- App not loading
- Registration for new card doesn't work
- App crashes as soon as you submit registration
- Card expiration month and year field is incorrect
- Card declined for no reason
- Customer care number doesn't exist
- Doesn't give correct statements
- Shows many 0$ transactions
- Invalid PIN after trying to reset
- Login limit exceeds after trying to reset PIN
- OTP not being received
- App closes automatically without any reason
- App crashes when tap on sell forex
- Statement download issue
- Statements section keeps crashing
- App crashes when selecting date range for statement
- PIN length should be 4 only error when changing PIN
- Transaction not reflected in creditor side but debited
- App doesn't show balance or transactions in near real-time
Requested features
2 requests- Provide Face ID or Touch ID for login
- Option to convert one currency to another
Subpulse
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TC Pay | Payment Solutions
No in-app purchases
Subpulse
- Subpulse Pro$14.991 Year
Questions
Is TC Pay | Payment Solutions free?
Is Subpulse free?
Do TC Pay | Payment Solutions or Subpulse have ads?
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