TC Pay | Payment Solutions

TC Pay | Payment Solutions

Your All-in-One Forex App

8 ratings
57 reviews
Free

Details

  • Released
  • Updated
  • January 31, 2023
  • August 26, 2026

Features

TC Pay | Payment Solutions screenshot #1 for iPhone
TC Pay | Payment Solutions screenshot #2 for iPhone
TC Pay | Payment Solutions screenshot #3 for iPhone
TC Pay | Payment Solutions screenshot #4 for iPhone
TC Pay | Payment Solutions screenshot #5 for iPhone
TC Pay | Payment Solutions screenshot #6 for iPhone
TC Pay | Payment Solutions screenshot #7 for iPhone
🖼️Get Icon
Icons↘︎

About

Manage all your foreign exchange needs with this comprehensive forex app. Easily handle forex cards, order cash or new cards, send money abroad, and pay international education fees. Track orders and find branches with secure, reliable service.

Manage forex card
Buy foreign currency
Send money abroad
Pay education fees
Track orders
Locate branches
Show original description

What users say

See all reviews
+1

What's New in TC Pay | Payment Solutions

5.3.2

August 26, 2026

ZeroFX Card Launch – Spend worldwide with Zero Markup & Zero Convenience Fees #GharBaitheForex – Complete foreign transactions from home via secure Video KYC 28 Currencies Supported – Load up to 28 currencies on Borderless Travel & Study Buddy Cards Bug Fixes & UI Improvements Special Offers Get up to ₹3000 Edge Points on Thomas Cook Forex Card Earn up to ₹10,000 Amazon Voucher on Study Buddy Card (till 30 Sep 2026) 10% value back as Amazon Voucher on Borderless Travel Card spends abroad (till 31 Dec 2026) Major Announcement: Your TC Pay app is now PCI DSS Certified – ensuring the highest global standard of payment security for all your transactions.

More

User reviews

Fraud app

Please don’t waste your hard earned money with this app. Its not at all transparent regarding its policies. Won’t credit my money to my own card till I visit their branch. Which is ridiculous. And when I asked to cancel the transaction, they say cancellation charges will be applicable. Clueless support, a really outdated app. Run away from this one.
Show more

Response from developer

Hi, We are sorry for the inconvenience you have faced. Request you to please share your detailed concern with us on tcpay@thomascook.in so that we can check and help you in this.

Doesn’t show my registered cards

Shockingly bad app and even worse support. The app doesn’t work (constant OTP errors while registering the card) and support never responds.

When I needed to top up my forex card while traveling abroad, I was sent in circles between the app team and the branch. After chasing them the entire day and finally making the payment they requested, the money was deducted but they claimed they hadn’t received it.

Imagine being on vacation and not being able to access your own money because the company handling your travel card cannot manage basic support. Absolutely unacceptable.

I would strongly advise travelers to avoid relying on this card. A travel forex card that fails when you are actually traveling is completely pointless. If this is the level of support travelers can expect, this product should not be trusted for international travel.

Branch people don’t care to help with syncing or fixing my registration details and neither does phone support. ‘Support’ keeps going in a loop with the same steps and dialogue and no resolution. People at TC just don’t care!
Show more

Response from developer

Dear Customer, We’re truly sorry to hear about your experience and appreciate you taking the time to share detailed feedback. We request you to please write to us at 'tcpay@thomascook.in' with your details so our team can investigate the matter thoroughly and assist you appropriately.

Hiorrbile service, fraud don’t go for it.

Star – Misleading & Unethical Currency Exchange Experience

I had a very disappointing experience with Thomas Cook Currency Exchange. They made false promises and completely misled me regarding exchange rates and charges.

Before purchasing the forex card/currency, I was clearly told there would be no hidden charges and transparent rates. However, after the transaction, I realised the amount I received was significantly lower than promised, with undisclosed fees and poor conversion rates applied without proper explanation.

When I questioned this, the staff gave vague and contradictory answers, and no one took responsibility. This feels like a clear case of miscommunication at best and cheating at worst. Customers trust a brand like Thomas Cook for international travel needs, but this experience broke that trust completely.

I would strongly advise others to double-check everything in writing or consider alternative forex providers who are more honest and transparent. This kind of practice is unacceptable from such a well-known brand.
Show more

Response from developer

Dear Customer, We’re truly sorry to hear about your experience and appreciate you taking the time to share detailed feedback. This is certainly not the experience we aim to provide, and we take such concerns very seriously. At Thomas Cook, exchange rates and applicable charges are designed to be transparent and communicated at the time of transaction. However, we understand that there may have been a gap in expectations versus the final amount received, and we would like to review this in detail. We request you to please write to us at 'tcpay@thomascook.in' with your transactions details so our team can investigate the matter thoroughly and assist you appropriately. Your trust is extremely important to us, and we remain committed to improving our processes and service quality.

Excellent

TC Pay has been a game-changer for my international transactions! The app is super user-friendly, and I love how I can manage my forex card, send money abroad, and track my spending all in one place. The video KYC process was seamless, and the customer support team is always available to help. Highly recommend!
Show more

Forex card App

User friendly app with all forex products in one App.

Developer apps

User experience

🐞

Reported Bugs

37 issues

Constant OTP errors while registering the card

Bug

Support never responds

Bug

Money deducted but claimed not received

Bug

Fraud transaction not resolved for months

Bug

Cannot upload money unless TC lets you

Bug

Rates given by TC are way different than what you see on the app

Bug

TC team does not respond on time when you need to reload

Bug

Unable to register card or view card in new version

Bug

Error: card already registered

Bug

Keeps throwing user out of the application

Bug

Frequent server down issue

Bug

No cash availability in foreign country

Bug

Application not working

Bug

Not getting OTPs on iOS

Bug

Unable to login for months

Bug

Unable to connect to server

Bug

Login with Gmail and Google not working

Bug

Unable to login through mobile and email

Bug

App not loading

Bug

Registration for new card doesn't work

Bug

App crashes as soon as you submit registration

Bug

Card expiration month and year field is incorrect

Bug

Card declined for no reason

Bug

Customer care number doesn't exist

Bug

Doesn't give correct statements

Bug

Shows many 0$ transactions

Bug

Invalid PIN after trying to reset

Bug

Login limit exceeds after trying to reset PIN

Bug

OTP not being received

Bug

App closes automatically without any reason

Bug

App crashes when tap on sell forex

Bug

Statement download issue

Bug

Statements section keeps crashing

Bug

App crashes when selecting date range for statement

Bug

PIN length should be 4 only error when changing PIN

Bug

Transaction not reflected in creditor side but debited

Bug

App doesn't show balance or transactions in near real-time

Bug

Requested Features

2 requests

Provide Face ID or Touch ID for login

Feature

Option to convert one currency to another

Feature

FAQ

What does the TC Pay app do?

The TC Pay app is an all-in-one solution for managing your foreign exchange needs. It allows you to manage your existing forex card, order new forex cards or foreign currency cash, send money abroad for remittances, and pay university tuition fees for international education.

What are the key features of TC Pay?

Key features include managing your forex card (checking balance, history, reloading, encashing), ordering foreign currency in cash or card with delivery/pickup options, sending money abroad for relatives, paying education fees for international studies, and tracking orders/remittances.

Is TC Pay free to use?

Yes, the TC Pay app is free to download and use. The description does not mention any subscription fees or in-app purchases for core functionalities. Monetization is likely through the foreign exchange services offered.

Who is the TC Pay app for?

The app is ideal for students studying abroad, travelers, parents sending money to relatives overseas, and global professionals who frequently deal with foreign currency transactions. It's designed for anyone needing to manage forex needs with ease and security.

How does TC Pay ensure security?

TC Pay utilizes bank-grade security measures, including multi-factor authentication, to protect user data and transactions. It is a trusted app backed by Thomas Cook India, a well-established name in the travel and forex industry.