TC Pay | Payment Solutions User Reviews

Customer Experience

Positive experience36.8% of reviews
Neutral3.5% of reviews
Negative experience59.6% of reviews

~ Based on 57 written reviews from the US App Store.

Is TC Pay | Payment Solutions Safe?

Not enough ratings yet to assess TC Pay | Payment Solutions.

Is TC Pay | Payment Solutions Legit?

TC Pay | Payment Solutions appears to be a legitimate app. AppsHunter Legitimacy Score for TC Pay | Payment Solutions is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Fraud app

Please don’t waste your hard earned money with this app. Its not at all transparent regarding its policies. Won’t credit my money to my own card till I visit their branch. Which is ridiculous. And when I asked to cancel the transaction, they say cancellation charges will be applicable. Clueless support, a really outdated app. Run away from this one.
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Response from developer

Hi, We are sorry for the inconvenience you have faced. Request you to please share your detailed concern with us on tcpay@thomascook.in so that we can check and help you in this.

Doesn’t show my registered cards

Shockingly bad app and even worse support. The app doesn’t work (constant OTP errors while registering the card) and support never responds.

When I needed to top up my forex card while traveling abroad, I was sent in circles between the app team and the branch. After chasing them the entire day and finally making the payment they requested, the money was deducted but they claimed they hadn’t received it.

Imagine being on vacation and not being able to access your own money because the company handling your travel card cannot manage basic support. Absolutely unacceptable.

I would strongly advise travelers to avoid relying on this card. A travel forex card that fails when you are actually traveling is completely pointless. If this is the level of support travelers can expect, this product should not be trusted for international travel.

Branch people don’t care to help with syncing or fixing my registration details and neither does phone support. ‘Support’ keeps going in a loop with the same steps and dialogue and no resolution. People at TC just don’t care!
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Response from developer

Dear Customer, We’re truly sorry to hear about your experience and appreciate you taking the time to share detailed feedback. We request you to please write to us at 'tcpay@thomascook.in' with your details so our team can investigate the matter thoroughly and assist you appropriately.

Hiorrbile service, fraud don’t go for it.

Star – Misleading & Unethical Currency Exchange Experience

I had a very disappointing experience with Thomas Cook Currency Exchange. They made false promises and completely misled me regarding exchange rates and charges.

Before purchasing the forex card/currency, I was clearly told there would be no hidden charges and transparent rates. However, after the transaction, I realised the amount I received was significantly lower than promised, with undisclosed fees and poor conversion rates applied without proper explanation.

When I questioned this, the staff gave vague and contradictory answers, and no one took responsibility. This feels like a clear case of miscommunication at best and cheating at worst. Customers trust a brand like Thomas Cook for international travel needs, but this experience broke that trust completely.

I would strongly advise others to double-check everything in writing or consider alternative forex providers who are more honest and transparent. This kind of practice is unacceptable from such a well-known brand.
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Response from developer

Dear Customer, We’re truly sorry to hear about your experience and appreciate you taking the time to share detailed feedback. This is certainly not the experience we aim to provide, and we take such concerns very seriously. At Thomas Cook, exchange rates and applicable charges are designed to be transparent and communicated at the time of transaction. However, we understand that there may have been a gap in expectations versus the final amount received, and we would like to review this in detail. We request you to please write to us at 'tcpay@thomascook.in' with your transactions details so our team can investigate the matter thoroughly and assist you appropriately. Your trust is extremely important to us, and we remain committed to improving our processes and service quality.

Excellent

TC Pay has been a game-changer for my international transactions! The app is super user-friendly, and I love how I can manage my forex card, send money abroad, and track my spending all in one place. The video KYC process was seamless, and the customer support team is always available to help. Highly recommend!
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Forex card App

User friendly app with all forex products in one App.

Must have App for Forex requirement and managing forex card

Really liking new interface of App, very user friendly and easy to operate

Not helpful

I had this card, one fraud transaction from the card was done , I reported , and its been months not a single person is entertaining the case, I have mailed and mailed and mailed many times but they aren’t responding neither resolving anything

Response from developer

We’re sorry for the experience you faced. Please share your mobile number, dispute transaction details, and last 4 card digits at tcpay@thomascook.in. Our team will review and connect with you for the best resolution.

Did not get support as promised

The app is user friendly but you can upload money unless TC lets you and the rates that TC give you are way different than what you see on the app.
The TC team does not respond on time when you need to reload.
Not satisfied with the service

Response from developer

We’re sorry to hear about your concern regarding our forex rates. We strive to offer competitive pricing and exceptional service. To help us serve you better, please share your number and specific forex requirement. If you’ve received a better quote than our Forex rate, we’d be happy to match it and offer additional applicable benefits as well.

New update is amazing

The new update is impressive, with a beautifully refined look and feel.

Great update

I loved the onboarding experience.

Good app

Really good app with clean UI and smooth performance. Easy to use and well designed.

Superb UI & Functionality

Like the App on user experience perspective

Unable to view my Card

Update: I can register again. Thank you

Hi, neither can I register my card nor can I view my card in the new version of the app. I get the error “card already register”

Response from developer

Thank you for sharing your feedback. Please initiate the OTP process once again and check if the issue persists. If you continue to face the same difficulty, please write to us at tcpay@thomascook.in with your details (Full Name, Mobile Number, Passport Number, and the last four digits of your card). Our team will review the matter and assist you further.

Best app for forex

Simple UI, easy to use. And the most trusted brand in forex.

Revamp to TC Pay

The revamp is a good change, seems like they are listening to customers and making changes albeit with a new name for app

It just doesn’t work!

Keeps throwing me out of the application since a few days saying they are working in the app when I need to urgently transfer money in a foreign country

Frequent server down problem

How and when are you planning to address the frequent server down issue? This results in no cash availabilty in foreign country which is unfortunate situation considering that this is a prepaid card.
I personally will never recommend this FOREX card to anyone unless the server issue is addressed.

Response from developer

Kindly update your app to TC Pay for better user experience.

Not working

Application Not working please provide solutions

App not working

The App is not working in ios, not getting otps!! Please fix it

Not working from last 2 months

Unable to login from last 2 months and it says unable to connect server