Comparison

TC Pay | Payment Solutions vs EI Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TC Pay | Payment Solutions

Manage all your foreign exchange needs with this comprehensive forex app. Easily handle forex cards, order cash or new cards, send money abroad, and pay international education fees. Track orders and find branches with secure, reliable service.

Highlights
  • Manage forex card
  • Buy foreign currency
  • Send money abroad
  • Pay education fees
  • Track orders
  • Locate branches
Features
Read full description

Your Trusted Forex Companion – TC Pay by Thomas Cook TC Pay is the official Thomas Cook Forex app that empowers you to manage your foreign exchange needs with ease, speed, and security. Whether you're a student, traveller, or global citizen, TC Pay is your one-stop solution for all things forex. Key Features: Manage Your Forex Card • Register your Thomas Cook Forex Card • Check balance, view transaction history, and manage card settings • Reload your card instantly, anytime, anywhere • Encash unused forex balance directly from the app Buy Forex in Cash or Card • Order foreign currency in cash or load a new forex card • Get doorstep delivery or pick up from the nearest Thomas Cook branch • Competitive exchange rates and transparent pricing Send Money Abroad (Remittance) • Transfer money to close relatives living abroad • Quick, secure, and RBI-compliant international money transfers Fee Remittance for Education Abroad • Pay university tuition fees directly from the app • Fast and secure payments to global institutions • Ideal for students studying in the USA, UK, Canada, Australia, and more Track & Locate • Find the nearest Thomas Cook forex branch outlet • Track your orders and remittance status in real-time Safe & Secure • Bank-grade security with multi-factor authentication • Trusted by millions of customers across India Why Choose TC Pay? • Backed by Thomas Cook India, a trusted name in travel and forex • Designed for students, travellers, parents, and global professionals • 24x7 customer support and in-app assistance • Regular updates and new features to enhance your experience

About

EI Tracker

Manage your money effortlessly with this comprehensive expense tracking app. Log transactions, create budgets, and visualize your spending habits with insightful reports. Keep your financial data private and secure.

Highlights
  • Expense & income tracking
  • Smart budgeting
  • Reports & analytics
  • Intuitive dashboard
  • Private & secure data
Features
Read full description

Take full control of your financial life with Xpense Tracker — the all-in-one expense management app designed for everyone. Whether you're saving for a goal, managing daily spending, or planning ahead, Xpense Tracker makes it effortless. KEY FEATURES EXPENSE & INCOME TRACKING Log transactions instantly. Categorize, tag, and filter by date, type, or payment method — so every dollar is accounted for. SMART BUDGETING Set monthly budgets by category and track your progress in real time. No more end-of-month surprises. REPORTS & ANALYTICS Understand your spending with visual charts, income vs. expense comparisons, and exportable PDF reports. INTUITIVE DASHBOARD See your total balance, income, and expenses at a glance — clean, clear, and always up to date. PRIVATE & SECURE Your financial data stays yours. Hide sensitive information with a single tap. Simple to start. Powerful to use. Free to download.

Screenshots

TC Pay | Payment Solutions4 screens
EI Tracker4 screens

Verdict

The call

The clearest difference is rating: EI Tracker at 5.0 against TC Pay | Payment Solutions's 1.0. TC Pay | Payment Solutions's advantage is ratings volume (9 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EI Tracker holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 9 and 2 respectively.

Scorecard2 real differences · 8 level
TC Pay | Payment Solutions versus EI Tracker: the parameters behind the verdict, then further details
ParameterTC Pay | Payment SolutionsEI Tracker
PriceFreeFree
Rating1.0 (9 ratings)5.0 (2 ratings) — better
Positive reviews35.6% of reviews—
Number of ratings9 — better2
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size83 MB186 MB
Age rating4+4+
DeveloperThomas Cook India Ltd.V S Pavan Kalyan Mylavarapu

Customer experience

TC Pay | Payment Solutions

All ratings9 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews59 reviews
Positive35.6%
Neutral3.4%
Negative61.0%

EI Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TC Pay | Payment Solutions

Reported bugs

37 issues
  • Constant OTP errors while registering the card
  • Support never responds
  • Money deducted but claimed not received
  • Fraud transaction not resolved for months
  • Cannot upload money unless TC lets you
Show 32 more
  • Rates given by TC are way different than what you see on the app
  • TC team does not respond on time when you need to reload
  • Unable to register card or view card in new version
  • Error: card already registered
  • Keeps throwing user out of the application
  • Frequent server down issue
  • No cash availability in foreign country
  • Application not working
  • Not getting OTPs on iOS
  • Unable to login for months
  • Unable to connect to server
  • Login with Gmail and Google not working
  • Unable to login through mobile and email
  • App not loading
  • Registration for new card doesn't work
  • App crashes as soon as you submit registration
  • Card expiration month and year field is incorrect
  • Card declined for no reason
  • Customer care number doesn't exist
  • Doesn't give correct statements
  • Shows many 0$ transactions
  • Invalid PIN after trying to reset
  • Login limit exceeds after trying to reset PIN
  • OTP not being received
  • App closes automatically without any reason
  • App crashes when tap on sell forex
  • Statement download issue
  • Statements section keeps crashing
  • App crashes when selecting date range for statement
  • PIN length should be 4 only error when changing PIN
  • Transaction not reflected in creditor side but debited
  • App doesn't show balance or transactions in near real-time

Requested features

2 requests
  • Provide Face ID or Touch ID for login
  • Option to convert one currency to another

EI Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TC Pay | Payment Solutions

No in-app purchases

None

EI Tracker

No in-app purchases

Questions

Is TC Pay | Payment Solutions free?
TC Pay | Payment Solutions is free to download, with no in-app purchases.
Is EI Tracker free?
EI Tracker is free to download, with no in-app purchases.
Which has better reviews, TC Pay | Payment Solutions or EI Tracker?
EI Tracker is rated higher. TC Pay | Payment Solutions averages 1.0 out of 5 from 9 ratings, while EI Tracker averages 5.0 from 2 ratings.
Do TC Pay | Payment Solutions or EI Tracker have ads?
Neither TC Pay | Payment Solutions nor EI Tracker shows ads.

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