CTCB vs 1099Tracks

CTCB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CTCB: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the CTCB app, you must be enrolled as a Citizens Tri-County Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

1099Tracks is the tax-tracking app built for self-employed people who file a Schedule C: realtors, contractors, freelancers, gig workers, consultants and small-business owners. Most tax apps make you do the work twice: once to track expenses, once to categorize them at tax time. 1099Tracks does it once, as you go. WHY 1099TRACKS - Automatic mileage tracking. No more forgetting to hit "Start Trip." Drives are detected automatically, and recurring routes (home → office, home → showings) can be classified with one tap. - Bank-connected expense tracking through Plaid. Your card and bank transactions flow in automatically, and AI suggests the IRS Schedule C line for each one — not just "business" or "personal," but the specific tax lines your CPA cares about. You review and confirm. - A quarterly estimated-tax number from your own data. Self-employment tax plus a federal estimate, computed from your categorized transactions, with the assumptions shown. - AI chat that knows your data. Ask "how much have I spent on supplies this year?" or "what's my Q3 net business income?" and get an answer grounded in your own numbers. - Export a filled IRS Schedule C — the official form, tax years 2022 through 2025 — plus a CPA-ready Excel workbook that maps every business expense to its form and line. WHO IT'S FOR - Realtors with 1099-NEC income - Independent contractors, freelancers and gig workers - Consultants and small-business owners without a bookkeeper - Anyone tired of scrambling for receipts at tax time WHAT MAKES IT DIFFERENT Most mileage apps only do mileage. Most tax apps only touch your data once a year. 1099Tracks connects the whole loop: your drives, your bank feed, your quarterly estimate and your year-end filing package. All in one place, always up to date, no spreadsheet. PRIVACY & CONTROL - Your financial data is never sold and never shared with advertisers. - Bank connections are handled by Plaid — we never see your bank credentials. - Export your data (year-end tax package, CSVs) or delete your account and all its data at any time. 1099Tracks is not a tax preparer and does not give tax advice. FREE TIER Try 1099Tracks free with one connected bank, 7 days of transaction history, manual mileage and AI chat (5 questions a day, 12 a week). Premium adds 5 connected banks (more for $1/month each), up to 2 years of history, automatic mileage, 2 extra phone lines and 20 AI questions a day (50 a week). SUBSCRIPTION TERMS 1099Tracks Premium: $14.99/month or $119.99/year (four months free vs. monthly). Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Service: https://1099tracks.com/terms Privacy Policy: https://1099tracks.com/privacy Support: help@1099tracks.com