MYCash vs Figur
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MYCash
Manage your finances with a suite of banking services. Perform transactions like sending money, recharging mobile credit, depositing funds, and making payments. Easily cash out or transfer funds directly from your device.
- Send Money
- Mobile Recharge
- Bank Deposit
- Payment Services
- Cash Out
- Fund Transfer
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MYCash key services are: • Send Money • Mobile Recharge • Bank Deposit • Payment • Cash Out • Fund Transfer
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
Screenshots
Verdict
The clearest difference is rating: MYCash at 5.0 against Figur's 3.7. MYCash also leads on iOS requirement (12.0 vs 16.4). Figur's advantage is review sentiment (27% vs 0%) and ratings volume (27 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MYCash holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Figur has 27 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of MYCash's written reviews are positive against 27% of Figur's, so the app with the better star average is not the one people write more warmly about.
MYCash ships an update weekly, Figur every 5 days. The most recent releases landed on October 21, 2026 and October 27, 2026 respectively.
| Parameter | MYCash | Figur |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.7 (27 ratings) |
| Positive reviews | 0.0% of reviews | 27.3% of reviews — better |
| Number of ratings | 1 | 27 — better |
| Update frequency | Weekly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 38 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | Mercantile Bank Ltd | Truparse Nigeria Limited |
Customer experience
MYCash
Figur
In-app purchases
MYCash
No in-app purchases
Figur
No in-app purchases
